359 N Fork Rd, Barnardsville, NC 28709 Property Records

Buncombe County property record for 359 N Fork Rd, Barnardsville, NC 28709

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,526 sqft · built 1980
Lot Size	2.5 acres (108,900 sqft)
Owner	Individual Name on File
Last Sale	$410,000 (Jan 2024)
Tax Bill	$2,525 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Jan 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9785-27-1991-00000`

Property Details

APN / Parcel Number

Primary APN	`9785-27-1991-00000`
Alternative APN	`978500270896000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,526 sqft Living Area
Gross Area	2,452 sqft
1st Floor Area	2,452 sqft
Utility Area	63 sqft
Utility Room	Utility Room
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Architectural Style	Conventional
Exterior Material	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	108,900 sqft (2.5 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	468 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Old Parcel Number	978500270896000
Street Address	359 N FORK RD
City	BARNARDSVILLE
State	NC
Zip	28709-8708
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DEED DATE: 11/01/1996 DEE
Legal Description	DEED DATE: 2024-01-18 DEED: 6378-1654 SUBDIV: BLOCK: LOT: SECTION: PLAT: 0000-0000
Legal Subdivision	GARY ALLEN KELLER & DENISE W K
Legal Lot Number	896
Jurisdiction	BUNCOMBE NC
Township / Civil Division	IVY
Census Block Group	3
Census Block	3000
Census Tract	2900

Owner

359 N Fork Rd is owned and occupied by an individual who bought it in January 2024.

Source: Buncombe County records, as of September 24, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	359 N FORK RD, BARNARDSVILLE, NC 28709-8708
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2025	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jan 18, 2024	Warranty Deed, Transfer · Conventional Mortgage DELMAR FINANCIAL CO
Jan 18, 2024	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 18, 2024 · Amount on File
Deed Sale	Jan 18, 2024 · Amount on File
Deed Document Number	0063781654
Deed Book / Page	6378 / 1654
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	359 N FORK RD, BARNARDSVILLE, NC 28709-8708
Transaction Type	Mortgage
Record Updated	Dec 25, 2025
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	359 N FORK RD, BARNARDSVILLE, NC 28709-8708

Mortgage

Document Number	0065491618
Date	Dec 10, 2025
Book Page	6549/1618

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	354 Months
Due	Jun 1, 2055

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Jan 18, 2024
Property Address	359 N FORK RD, BARNARDSVILLE, NC 28709-8708
Document Number	0063781654
Book / Page	6378 / 1654
Instrument Date	Jan 18, 2024
Transaction Type	Transfer
Record Updated	Mar 8, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$820.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	352 HEMLOCK SPRINGS TRL, WEAVERVILLE, NC 28787-7311

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	359 N FORK RD, BARNARDSVILLE, NC 28709-8708

Mortgage

Document Number	0063781657
Date	Jan 18, 2024
Instrument	6378/1657

Lender

Name	DELMAR FINANCIAL CO
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Jan 18, 2024
Property Address	359 N FORK RD, BARNARDSVILLE, NC 28709-8708
Document Number	0063781654
Book / Page	6378 / 1654
Instrument Date	Jan 18, 2024
Transaction Type	Transfer
Record Updated	Mar 20, 2024

Transaction

Amount	Amount on Record
Tax	$820.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	352 HEMLOCK SPRINGS TRL, WEAVERVILLE, NC 28787-7311

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	359 N FORK RD, BARNARDSVILLE, NC 28709-8708

Tax Assessment & Valuation

The 2025 property tax bill for 359 N Fork Rd was $2,525.

Source: Buncombe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,525.00	$329,400
2023	$2,205.00	$307,200	$307,200 Land $43,400 Building $263,800
2021			$329,400 Land $28,400 Building $301,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 359 N Fork Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	40 (1995–2024)
Claims Outside the SFHA	8 of 40
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 19 claims Remnants Of Tropical Storm Fred, Aug 2021 · 6 claims Hurricane Ivan, Sep 2004 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 359 N Fork Rd is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 85% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
RiverStreet Networks Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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