334 N Fork Rd, Barnardsville, NC 28709 Property Records

Buncombe County property record for 334 N Fork Rd, Barnardsville, NC 28709

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,585 sqft · built 1982
Lot Size	0.75 acres (32,670 sqft)
Owner	2 Individual Names on Record
Last Sale	$348,000 (Aug 2023)
Tax Bill	$1,669 (2025)
Deeds & Mortgages	Aug 2025 Mortgage Aug 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`743128-2020-202`

Property Details

APN / Parcel Number

Primary APN	`743128-2020-202`
Alternative APNs	`9785-18-6043-00000` `978500175945000` `008264117`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,585 sqft Living Area
Gross Area	2,170 sqft
1st Floor Area	972 sqft
Basement Area	1,063 sqft
Finished Basement	613 sqft
Unfinished Basement	450 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1991
Architectural Style	Bi-Level
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	32,670 sqft (0.75 acres)
Garage Type	Attached
Garage Area	135 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	32 sqft
Deck Area	96 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	743128-2020-202
Street Address	334 N FORK RD
City	BARNARDSVILLE
State	NC
Zip	28709-8708
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OU
Legal Description	SUBDIV: BLOCK: LOT: SECTION: PLAT: 0000-0000
Legal Subdivision	SURVEY FOR CYNTHIA ANN ESTES
Legal Block	2
Jurisdiction	BUNCOMBE NC
Township / Civil Division	IVY
Census Block Group	2
Census Block	2018
Census Tract	2900

Owner

Source: Buncombe County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	334 N FORK RD, BARNARDSVILLE, NC 28709-8708
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2025	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Aug 16, 2023	Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCING CORP
Dec 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage BEVERLY-HANKS MORTGAGE SERVICES INC
Jun 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage BEVERLY-HANKS MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2023 · Amount on Record
Deed Sale	Aug 16, 2023 · Amount on Record
Prior Sale	Jul 23, 2013 · Amount on Record
Deed Book / Page	6342 / 1967
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	334 N FORK RD, BARNARDSVILLE, NC 28709-8708
Transaction Type	Mortgage
Record Updated	Jun 12, 2026
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC OH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	334 N FORK RD, BARNARDSVILLE, NC 28709-8708

Mortgage

Document Number	0065160390
Date	Aug 13, 2025
Book Page	6516/390

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27609

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.82%
Type Change Date	Sep 1, 2030
Change Frequency	5 Years
Min Rate At Change	3.82%
Max Rate At Change	7.82%
Index	5-Year TN
Margin	2
Max Rate	11.8%

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Aug 16, 2023
Property Address	334 N FORK RD, BARNARDSVILLE, NC 28709-8708
Document Number	0063421967
Book / Page	6342 / 1967
Map Reference	MB 1358 PG 82
Instrument Date	Aug 8, 2023
Transaction Type	Transfer
Record Updated	Jun 12, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$696.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5505 N GARDEN LN, ROANOKE, VA 24019-2660

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	334 N FORK RD, BARNARDSVILLE, NC 28709-8708

Mortgage

Document Number	0063421972
Date	Aug 16, 2023
Instrument	6342/1972

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Mortgage

Document Number	0063421986
Date	Aug 16, 2023
Book Page	6342/1986

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	AURORA, CO 80014

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Sep 1, 2033

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	334 N FORK RD, BARNARDSVILLE, NC 28709-8708
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057300212
Date	Dec 19, 2018
Book Page	5730/0212

Lender

Name	BEVERLY-HANKS MORTGAGE SERVICES INC
Type	Mortgage Company
Address	ASHEVILLE, NC 28803

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2034

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	334 N FORK RD, BARNARDSVILLE, NC 28709-8708
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0059070807
Date	Jun 9, 2020
Book Page	5907/807

Lender

Name	BEVERLY-HANKS MORTGAGE SERVICES INC
Type	Mortgage Company
Address	ASHEVILLE, NC 28803

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2035

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,669.00 (+12.09%)	$217,800 (+4.96%) Land $15,500 Building $202,300	$217,800 (+4.96%) Land $15,500 Building $202,300
2023	$1,489.00 (+1.36%)	$207,500 (-)	$207,500 (-) Land $30,700 Building $176,800
2022	$1,469.00	$207,500	$207,500 (-4.73%) Land $30,700 Building $176,800
2021			$217,800 Land $15,500 Building $202,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (2024)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 84% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
RiverStreet Networks Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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