359 Geranium Dr, Watertown, MN 55388 Property Records

Carver County property record for 359 Geranium Dr, Watertown, MN 55388

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,004 sqft · built 2003
Lot Size	0.375 acres (16,335 sqft)
Owner	Individual Name on File
Last Sale	$295,000 (Dec 2018)
Tax Bill	$4,828 (2026)
Deeds & Mortgages	May 2026 Transfer Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`85-5340270`

Property Details

APN / Parcel Number

Primary APN	`85-5340270`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,004 sqft Finished Area
Gross Area	2,230 sqft
1st Floor Area	1,368 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	16,335 sqft (0.375 acres)
Garage Area	830 sqft
Porch	Porch
Porch Area	32 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	359 GERANIUM DR
City	WATERTOWN
State	MN
Zip	55388-4800
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 10 TOWNSHIP 117 RANGE 025 WILDFLOWER 5TH ADDITION LOT 004 BLOCK 003
Legal Range	025
Legal Township	117
Legal Section	10
Legal Subdivision	WILDFLOWER 5TH ADDITION
Legal Block	3
Legal Lot Number	4
Jurisdiction	CARVER MN
Township / Civil Division	WATERTOWN
Census Block Group	2
Census Block	2007
Census Tract	90101

Owner

359 Geranium Dr is owned and occupied by an individual who acquired it in May 2026.

Source: Carver County records, as of August 14, 2026

Owner of Record	Individual Name on File
Mailing Address	359 GERANIUM DR, WATERTOWN, MN 55388-4800
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 6, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Dec 19, 2018	Warranty Deed, Transfer · Conventional Mortgage AXIA FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2018 · Amount on File
Deed Sale	Dec 19, 2018 · Amount on File
Prior Sale	Nov 5, 2003 · Amount on File
Deed Document Number	2018671616
Last Transfer Date	May 6, 2026
Transfer Doc	0000799864
Record Updated	Sep 20, 2026

May 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	CARVER MN
Recording Date	May 6, 2026
Property Address	359 GERANIUM DR, WATERTOWN, MN 55388-4800
Document Number	0000799864
Instrument Date	May 6, 2026
Instrument	2026799864
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	359 GERANIUM DR, WATERTOWN, MN 55388-4800

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARVER MN
Recording Date	Dec 19, 2018
Property Address	359 GERANIUM DR, WATERTOWN, MN 55388-4800
Document Number	0000671616
Instrument Date	Nov 30, 2018
Instrument	671616
Transaction Type	Transfer
Record Updated	Jan 14, 2019
Title Company	TRADEMARK TITLE SERVICES INC, TRADEMARK TITLE SVCS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$973.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	359 GERANIUM DR WATERTOWN MN 553884800, WATERTOWN, MN 55388-4800

Mortgage

Document Number	671617
Date	Dec 19, 2018
Instrument	671617

Lender

Name	AXIA FIN'L
Type	Funding / Finance Company
Address	BELLEVUE, WA 98004

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 18, 2038

Tax Assessment & Valuation

The 2026 property tax bill for 359 Geranium Dr was $4,828 with a homeowner's exemption.

Source: Carver County assessment roll, as of August 14, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carver County
Municipality	Watertown City
Unified School District	Watertown-Mayer Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,828.00 Homeowner's exemption	$412,200 (+3.75%) Land $90,000 Building $322,200	$412,200 (+3.75%) Land $90,000 Building $322,200
2025		$397,300 (+5.13%) Land $85,000 Building $312,300	$397,300 (+5.13%) Land $85,000 Building $312,300
2024	$4,594.00 (+0.53%) Homeowner's exemption	$377,900 (-0.81%) Land $85,000 Building $292,900	$377,900 (-0.81%) Land $85,000 Building $292,900
2023	$4,570.00 Homeowner's exemption	$381,000 Land $85,000 Building $296,000	$381,000 Land $85,000 Building $296,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 359 Geranium Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 359 Geranium Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Watertown serves 4,550 people · EPA ID MN1100012
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Broadband.

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