351 Geranium Dr, Watertown, MN 55388 Property Records

Carver County property record for 351 Geranium Dr, Watertown, MN 55388

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.25 ba · 1,920 sqft · built 2003
Lot Size	0.375 acres (16,335 sqft)
Owner	Individual Name on File
Last Sale	$335,000 (Apr 2020)
Tax Bill	$5,392 (2026)
Deeds & Mortgages	Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`85-5340250`

Property Details

APN / Parcel Number

Primary APN	`85-5340250`

Interior

Bedrooms	5 Beds
Full Baths	3.25 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,920 sqft Finished Area
Gross Area	3,826 sqft
1st Floor Area	1,220 sqft
Basement Area	879 sqft
Finished Basement	879 sqft
Unfinished Basement	879 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	16,335 sqft (0.375 acres)
Garage Area	698 sqft
Porch	Porch
Porch Area	172 sqft
Deck Area	352 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	351 GERANIUM DR
City	WATERTOWN
State	MN
Zip	55388-4800
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 10 TOWNSHIP 117 RANGE 025 WILDFLOWER 5TH ADDITION LOT 002 BLOCK 003
Legal Range	025
Legal Township	117
Legal Section	10
Legal Subdivision	WILDFLOWER 5TH ADDITION
Legal Block	3
Legal Lot Number	2
Jurisdiction	CARVER MN
Township / Civil Division	WATERTOWN
Census Block Group	2
Census Block	2007
Census Tract	90101

Owner

351 Geranium Dr is owned and occupied by an individual who bought it in April 2020.

Source: Carver County records, as of August 14, 2026

Owner of Record	Individual Name on File
Mailing Address	351 GERANIUM DR, WATERTOWN, MN 55388-4800
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2020 · Amount on File
Deed Sale	Apr 13, 2020 · Amount on File
Prior Sale	Oct 27, 2016 · Amount on File
Deed Document Number	2020693891
Prior Transfer Date	Oct 27, 2014
Prior Transfer Doc	0000602304
Record Updated	Sep 20, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARVER MN
Recording Date	Apr 13, 2020
Property Address	351 GERANIUM DR, WATERTOWN, MN 55388-4800
Document Number	0000693891
Instrument Date	Apr 7, 2020
Instrument	693891
Transaction Type	Transfer
Record Updated	Jun 12, 2020
Title Company	ALL AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,106.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	351 GERANIUM DR WATERTOWN MN 553884800, WATERTOWN, MN 55388-4800

Mortgage

Document Number	693892
Date	Apr 13, 2020
Instrument	693892

Lender

Name	BELL BK
Address	FARGO, ND 58103

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 12, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 351 Geranium Dr was $5,392.

Source: Carver County assessment roll, as of August 14, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carver County
Municipality	Watertown City
Unified School District	Watertown-Mayer Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,392.00	$464,400 (+7.23%) Land $90,000 Building $374,400	$464,400 (+7.23%) Land $90,000 Building $374,400
2025		$433,100 (+4.89%) Land $85,000 Building $348,100	$433,100 (+4.89%) Land $85,000 Building $348,100
2024	$5,052.00 (+0.52%)	$412,900 (-0.84%) Land $85,000 Building $327,900	$412,900 (-0.84%) Land $85,000 Building $327,900
2023	$5,026.00	$416,400 Land $85,000 Building $331,400	$416,400 Land $85,000 Building $331,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 351 Geranium Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 351 Geranium Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Watertown serves 4,550 people · EPA ID MN1100012
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130