359 Charles St, Mobile, AL 36604 Property Records

Mobile County property record for 359 Charles St, Mobile, AL 36604

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,200 sqft · built 1995
Lot Size	0.066 acres (2,892 sqft)
Owner	Individual Name on File
Last Sale	$62,500 (Jun 2016)
Tax Bill	$1,252 (2025)
Deeds & Mortgages	Apr 2022 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`R022906390004299`

Property Details

APN / Parcel Number

Primary APN	`R022906390004299`
Alternative APNs	`29 06 39 0 004 299.XXX` `00733834` `733834`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	2,892 sqft (0.066 acres)
Porch	Slab
Porch Area	342 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	733834
Street Address	359 CHARLES ST
City	MOBILE
State	AL
Zip	36604-3067
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THAT PORTION OF LOT 10 IN SQ 98 OF THE W GORDON DIV OF THE FAVRE TRT DESC AS FOLL: BEG AT A PT ON THE E/L OF CHARLES ST AS SD
Legal Range	04S
Legal Township	04S
Legal Section	38
Legal Subdivision	FAVRE
Legal Lot Number	10
Jurisdiction	MOBILE AL
Township / Civil Division	MOBILE
Census Block Group	2
Census Block	2017
Census Tract	1002

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Oakleigh Garden Historic District listed 1972 · 104 contributing resources · NRIS 72000171

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

359 Charles St is owned by an individual who bought it in June 2016.

Source: Mobile County records, as of September 15, 2026

Owner of Record	Individual Name on File
Mailing Address	1908 GOVERNMENT ST, MOBILE, AL 36606-1626
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2016 · Amount on File
Deed Sale	Jun 1, 2016 · Amount on File
Prior Sale	Feb 24, 2016 · Amount on File
Deed Document Number	201629661
Deed Book / Page	7385 / 1612
Prior Transfer Date	Jan 15, 2016
Prior Transfer Doc	0000004921
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	359 CHARLES ST, MOBILE, AL 36604-3067
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025810
Date	Apr 7, 2022
Instrument	2022025810

Lender

Name	WAYT HARRIS MOBILE CAPITAL COMPANY LLC
Type	Non-Lending Institution
Address	MOBILE, AL 36607

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 359 Charles St was $1,252.

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,252.00	$19,560 (-) Land $3,400 Building $16,160	$97,800 (-) Land $17,000 Building $80,800
2024	$1,252.00 (+21.67%)	$19,560 (+21.79%) Land $3,400 Building $16,160	$97,800 (+21.79%) Land $17,000 Building $80,800
2023	$1,029.00	$16,060 Land $3,400 Building $12,660	$80,300 Land $17,000 Building $63,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 359 Charles St in Zone X, an area of moderate flood risk, though there have been 10 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	10 (1979–2025)
Claims Outside the SFHA	5 of 10
Most Recent Claim	Apr 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 359 Charles St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.1% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20