Mobile County property record for 356 Charles St, Mobile, AL 36604
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,592 sqft · built 1904 |
| Lot Size | 0.225 acres (9,829 sqft) |
| Owner | Individual Name on File |
| Last Sale | $157,000 (Dec 2015) |
| Tax Bill | $966 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | R022906390004276 |
| Primary APN | R022906390004276 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,592 sqft Living Area |
| 1st Floor Area | 1,592 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1904 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 9,829 sqft (0.225 acres) |
| Garage Type | Carport |
| Garage Area | 400 sqft |
| Carport | Carport |
| Carport Area | 400 sqft |
| Porch | Slab |
| Porch Area | 225 sqft |
| Utility Building | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 733656 |
|---|---|
| Street Address | 356 CHARLES ST |
| City | MOBILE |
| State | AL |
| Zip | 36604-3068 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 17 SQ 97 OF WEST GORDON DIV OF FAVRE TRT SD LOT BEG AT A PT ON W/S OF CHARLES ST 120 FT N OF SELMA ST (FORMERLY |
| Legal Range | 04S |
| Legal Township | 04S |
| Legal Section | 39 |
| Legal Subdivision | FAVRE |
| Legal Lot Number | 17 |
| Jurisdiction | MOBILE AL |
| Township / Civil Division | MOBILE |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 1002 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Oakleigh Garden Historic District listed 1972 · 104 contributing resources · NRIS 72000171 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
356 Charles St is owned and occupied by an individual who bought it in December 2015.
Source: Mobile County records, as of September 15, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 356 CHARLES ST, MOBILE, AL 36604-3068 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 1, 2015 · Amount on File |
| Deed Sale | Dec 1, 2015 · Amount on File |
| Prior Sale | Aug 4, 2008 |
| Deed Document Number | 201561112 |
| Deed Book / Page | 7325 / 1846 |
| Prior Transfer Date | Apr 29, 2005 |
| Prior Transfer Doc | 0000035446 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOBILE AL |
| Property Address | 356 CHARLES ST, MOBILE, AL 36604-3068 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Title Company | SURETY LAND TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000068713 |
|---|---|
| Date | Oct 19, 2021 |
| Instrument | 2021068713 |
| Name | GMFS LLC |
|---|---|
| Type | Subprime Lender |
| Address | BATON ROUGE, LA 70806 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
The 2025 property tax bill for 356 Charles St was $966 with a homeowner's exemption.
Source: Mobile County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Mobile County |
| Municipality | Mobile City |
| Unified School District | Mobile County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $966.00 Homeowner's exemption | $16,100 (-) Land $3,740 Building $12,360 | $161,000 (-) Land $37,400 Building $123,600 |
| 2024 | $966.00 (+8.66%) Homeowner's exemption | $16,100 (+8.13%) Land $3,740 Building $12,360 | $161,000 (+8.13%) Land $37,400 Building $123,600 |
| 2023 | $889.00 Homeowner's exemption | $14,890 Land $3,740 Building $11,150 | $148,900 Land $37,400 Building $111,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 356 Charles St in Zone X, an area of moderate flood risk, though there have been 10 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 23 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 10 (1979–2025) |
| Claims Outside the SFHA | 5 of 10 |
| Most Recent Claim | Apr 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 356 Charles St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 98.1% of Alabama |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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