359 Black Water Loop, Georgetown, SC 29440 Property Records

Georgetown County property record for 359 Black Water Loop, Georgetown, SC 29440

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,989 sqft · built 1990
Lot Size	1 acres (43,560 sqft)
Owner	2 Company Names on Record
Last Sale	$677,500 (Jan 2024)
Tax Bill	$3,555 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Jan 2026 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-0112-001-00-00`

Property Details

APN / Parcel Number

Primary APN	`03-0112-001-00-00`
Alternative APN	`30960`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,989 sqft Living Area
Gross Area	3,876 sqft
1st Floor Area	2,989 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2015
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	655 sqft
Driveway	Driveway

Exterior Amenities

Porch	Slab
Porch Area	120 sqft
Patio Area	112 sqft
Loading Dock	Loading Dock
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	30960
Street Address	359 BLACK WATER LOOP
City	GEORGETOWN
State	SC
Zip	29440-6440
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 BLACK RIVER POINT PLAT 7-191
Legal Subdivision	RIVER POINT
Legal Lot Number	1
Jurisdiction	GEORGETOWN SC
Township / Civil Division	PLANTERSVILLE
Census Block Group	2
Census Block	2027
Census Tract	920400

Owner

Source: Georgetown County records, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	359 BLACK WATER LOOP, GEORGETOWN, SC 29440-6440
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2026	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Jan 16, 2026	Intrafamily Transfer, Transfer
Jan 11, 2024	Deed, Transfer · Conventional Mortgage T2 FINANCIAL LLC
Dec 19, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 11, 2024 · Amount on Record
Deed Sale	Jan 11, 2024 · Amount on Record
Prior Sale	May 29, 2015 · Amount on Record
Deed Document Number	2024264
Deed Book / Page	4619 / 301
Last Transfer Date	Jan 16, 2026
Transfer Doc	RB4948/0237
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGETOWN SC
Property Address	359 BLACK WATER LOOP, GEORGETOWN, SC 29440-6440
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	359 BLACK WATER LOOP, GEORGETOWN, SC 29440-6440

Mortgage

Document Number	RB4980/0348
Date	Mar 24, 2026
Book Page	RB4980/348
Instrument	2026002898

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	PO BOX 26592, RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 19, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GEORGETOWN SC
Recording Date	Jan 16, 2026
Property Address	359 BLACK WATER LOOP, GEORGETOWN, SC 29440-6440
Document Number	RB4948/0237
Book / Page	RB4948 / 237
Map Reference	MB 7 PG 191
Instrument Date	Jan 14, 2026
Instrument	2026000453
Transaction Type	Transfer
Record Updated	Jan 28, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	359 BLACK WATER LOOP, GEORGETOWN, SC 29440-6440

January 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	GEORGETOWN SC
Recording Date	Jan 11, 2024
Property Address	359 BLACK WATER LOOP, GEORGETOWN, SC 29440-6440
Document Number	04619/0301
Book / Page	4619 / 301
Map Reference	MB 7 PG 191
Instrument Date	Jan 10, 2024
Instrument	202400000264
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,761.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	202400000265
Date	Jan 11, 2024
Instrument	202400000265

Lender

Name	T2 FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GEORGETOWN SC
Recording Date	Dec 19, 2017
Property Address	359 BLACK WATER LOOP, GEORGETOWN, SC 29440-6440
Document Number	3180/0141
Book / Page	003180 / 000141
Instrument Date	Dec 18, 2017
Instrument	12729
Transaction Type	Transfer
Record Updated	Jan 10, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	359 BLACK WATER LOOP GEORGETOWN SC 294406440, GEORGETOWN, SC 29440-6440

Tax Assessment & Valuation

Source: Georgetown County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Georgetown County
Unified School District	Georgetown County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,555.00 (+95.33%)	$25,940 (+115.09%) Land $9,000 Building $16,940	$648,700 (+115.09%) Land $225,000 Building $423,700
2023	$1,820.00 (+7.31%)	$12,060 (-) Land $4,400 Building $7,660	$301,600 (-) Land $110,000 Building $191,600
2022	$1,696.00	$12,060 Land $4,400 Building $7,660	$301,600 Land $110,000 Building $191,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (1989–2018)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 90% of South Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
HTC Fiber	2,000 / 2,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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