313 Black Water Loop, Georgetown, SC 29440 Property Records

Georgetown County property record for 313 Black Water Loop, Georgetown, SC 29440

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,258 sqft · built 1995
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$320,000 (Jun 2016)
Tax Bill	$1,816 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Jun 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0301120003.00.00`

Property Details

APN / Parcel Number

Primary APN	`0301120003.00.00`
Alternative APNs	`03-0112-003-00-00` `30963`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,258 sqft Living Area
Gross Area	2,787 sqft
1st Floor Area	2,258 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2015
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	494 sqft
Driveway	Driveway

Exterior Amenities

Porch	Slab
Porch Area	35 sqft
Loading Dock	Loading Dock
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	30963
Street Address	313 BLACK WATER LOOP
City	GEORGETOWN
State	SC
Zip	29440-6440
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 BLACK RIVER POINT PLAT 7-191
Legal Subdivision	RIVER POINT
Legal Lot Number	3
Jurisdiction	GEORGETOWN SC
Township / Civil Division	PLANTERSVILLE
Census Block Group	2
Census Block	2027
Census Tract	920400

Owner

Source: Georgetown County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	313 BLACK WATER LOOP, GEORGETOWN, SC 29440-6440
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2024	Deed of Trust, Mortgage · Line of Credit SOUTH ATLANTIC BANK
Jun 6, 2018	Deed of Trust, Mortgage · Conventional Mortgage SOUTH ATLANTIC BANK
Aug 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage SOUTH ATLANTIC BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2016 · Amount on Record
Deed Sale	Jun 2, 2016 · Amount on Record
Deed Document Number	20165128
Deed Book / Page	2810 / 285
Prior Transfer Date	May 20, 2016
Prior Transfer Doc	02810/0278
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGETOWN SC
Property Address	313 BLACK WATER LOOP, GEORGETOWN, SC 29440-6440
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 BLACK WATER LOOP, GEORGETOWN, SC 29440-6440

Mortgage

Document Number	04648/0027
Date	Mar 27, 2024
Book Page	4648/27
Instrument	202400002658

Lender

Name	SOUTH ATLANTIC BANK
Type	Bank
Address	MYRTLE BEACH, SC 29572

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 22, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGETOWN SC
Property Address	313 BLACK WATER LOOP, GEORGETOWN, SC 29440-6440
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03283/0101
Date	Jun 6, 2018
Book Page	3283/101
Instrument	201800005211

Lender

Name	SOUTH ATLANTIC BANK
Type	Bank
Address	MYRTLE BEACH, SC 29572

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGETOWN SC
Property Address	313 BLACK WATER LOOP, GEORGETOWN, SC 29440-6440
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03573/0164
Date	Aug 12, 2019
Book Page	3573/164
Instrument	201900008128

Lender

Name	SOUTH ATLANTIC BANK
Type	Bank
Address	MYRTLE BEACH, SC 29572

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2039

Tax Assessment & Valuation

Source: Georgetown County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Georgetown County
Unified School District	Georgetown County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,816.00 (-6.87%)	$14,908 (+14.94%) Land $6,146 Building $8,762	$545,800 (+68.4%) Land $225,000 Building $320,800
2023	$1,950.00 (+7.38%)	$12,970 (-) Land $4,420 Building $8,550	$324,100 (-) Land $110,400 Building $213,700
2022	$1,816.00	$12,970 Land $4,420 Building $8,550	$324,100 Land $110,400 Building $213,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (1989–2018)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 90% of South Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
HTC Fiber	2,000 / 2,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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