Caroline County property record for 3589 Prchal Rd, Preston, MD 21655 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,768 sqft · built 1988 |
| Lot Size | 4.05 acres (176,418 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $290,000 (Jul 2021) |
| Tax Bill | $3,819 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit Jul 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-014766 |
| Primary APN | 04-014766 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,768 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 176,418 sqft (4.05 acres) |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 76 sqft |
| Deck Area | 1,960 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 014766 |
|---|---|
| Street Address | 3589 PRCHAL RD |
| City | PRESTON |
| State | MD |
| Zip | 21655-1372 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 4.05 AC L-3 NW/S PRCHAL RD SANDY GROVE |
| Legal Subdivision | SANDY GROVE |
| Legal Lot Number | 3 |
| Jurisdiction | CAROLINE MD |
| Township / Civil Division | 4, PRESTON |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 955500 |
Source: Caroline County records · APN 04-014766
Assessment roll updated August 18, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3589 PRCHAL RD, PRESTON, MD 21655-1372 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 15, 2022 | Deed of Trust, Mortgage · Line of Credit PROVIDENT STATE BANK INC |
| Jul 01, 2021 | Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 01, 2021 · Amount on Record |
| Deed Sale | Jul 01, 2021 · Amount on Record |
| Prior Sale | Jul 17, 2007 · Amount on Record |
| Deed Book / Page | 1506 / 194 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAROLINE MD |
| Property Address | 3589 PRCHAL RD, PRESTON, MD 21655-1372 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3589 PRCHAL RD, PRESTON, MD 21655-1372 |
| Document Number | 0015900080 |
|---|---|
| Date | Aug 15, 2022 |
| Book Page | 1590/80 |
| Name | PROVIDENT STATE BANK INC |
|---|---|
| Type | Bank |
| Address | PRESTON, MD 21655 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAROLINE MD |
| Recording Date | Jul 01, 2021 |
| Property Address | 3589 PRCHAL RD, PRESTON, MD 21655-1372 |
| Document Number | 0015060194 |
| Book / Page | 1506 / 194 |
| Map Reference | FILE 3 FO 227 |
| Instrument Date | Jun 30, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2022 |
| Title Company | NOT AVAILABLE, EVANS TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3589 PRCHAL RD, PRESTON, MD 21655-1372 |
| Document Number | 0001506200 |
|---|---|
| Date | Jul 01, 2021 |
| Instrument | 1506/200 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2051 |
Source: Caroline County records · Assessment roll updated August 18, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Caroline County |
| Unified School District | Caroline County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $368,800 (+24.97%) Land $73,700 Building $295,100 | $368,800 (+24.97%) Land $73,700 Building $295,100 | |
| 2025 | $3,819.00 (+18.53%) | ||
| 2023 | $3,222.00 | $295,100 Land $73,700 Building $221,400 | $295,100 Land $73,700 Building $221,400 |
Source: FEMA National Flood Hazard Layer, Caroline County (24011C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240119555003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 16 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 9 (2003–2024) |
| Most Recent Claim | Jan 2024, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 43% of the US · above 83% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 1,389 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 12 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 1,200 / 35 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Choptank Electric Cooperative. Availability varies by address; speeds are provider-advertised maximums, not measured.
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