Caroline County property record for 3575 Prchal Rd, Preston, MD 21655 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,412 sqft · built 1984 |
| Lot Size | 4.05 acres (176,418 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $107,000 (Nov 2017) |
| Tax Bill | $3,814 (2025) |
| Deeds & Mortgages | Nov 2018 Mortgage Nov 2018 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-014758 |
| Primary APN | 04-014758 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,412 sqft Total Area |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Siding |
| Construction Type | Frame |
| Roof Material | Metal |
| Lot Area | 176,418 sqft (4.05 acres) |
| Porch | Porch |
|---|---|
| Porch Area | 343 sqft |
| Deck Area | 276 sqft |
| Shed | 1 Shed |
| Shed Area | 384 sqft |
| Stable | 384 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 014758 |
|---|---|
| Street Address | 3575 PRCHAL RD |
| City | PRESTON |
| State | MD |
| Zip | 21655-1372 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 4.05 AC L-4 NW/S PRCHAL RD SANDY GROVE |
| Legal Subdivision | SANDY GROVE |
| Legal Lot Number | 4 |
| Jurisdiction | CAROLINE MD |
| Township / Civil Division | 4, PRESTON |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 955500 |
Source: Caroline County records · APN 04-014758
Assessment roll updated August 18, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3575 PRCHAL RD, PRESTON, MD 21655-1372 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 15, 2018 | Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP |
| Nov 15, 2018 | Deed of Trust, Mortgage · Line of Credit TOWER FCU |
| Oct 01, 2019 | Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP |
| Nov 30, 2017 | Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 30, 2017 · Amount on Record |
| Deed Sale | Nov 30, 2017 · Amount on Record |
| Prior Sale | Sep 14, 1992 · Amount on Record |
| Deed Document Number | 20171286-488 |
| Deed Book / Page | 1286 / 488 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAROLINE MD |
| Property Address | 3575 PRCHAL RD, PRESTON, MD 21655-1372 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Title Company | EASTERN SHORE TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0013340328 |
|---|---|
| Date | Nov 15, 2018 |
| Book Page | 1334/328 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | DRAPER, UT 84020 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAROLINE MD |
| Property Address | 3575 PRCHAL RD, PRESTON, MD 21655-1372 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Title Company | EASTERN SHORE TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0013340350 |
|---|---|
| Date | Nov 15, 2018 |
| Book Page | 1334/350 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20707 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 25, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAROLINE MD |
| Property Address | 3575 PRCHAL RD, PRESTON, MD 21655-1372 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Title Company | EASTERN SHORE TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0013770365 |
|---|---|
| Date | Oct 01, 2019 |
| Book Page | 1377/365 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | DRAPER, UT 84020 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAROLINE MD |
| Recording Date | Nov 30, 2017 |
| Property Address | 3575 PRCHAL RD, PRESTON, MD 21655-1372 |
| Document Number | 0012860488 |
| Book / Page | 1286 / 488 |
| Instrument Date | Nov 30, 2017 |
| Instrument | 1286-488 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Title Company | EASTERN SHORE TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $945.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 3575 PRCHAL RD, PRESTON, MD 21655-1372 |
| Document Number | 0001286492 |
|---|---|
| Date | Nov 30, 2017 |
| Instrument | 1286-492 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2047 |
Source: Caroline County records · Assessment roll updated August 18, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Caroline County |
| Unified School District | Caroline County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $395,300 (+27.72%) Land $73,700 Building $321,600 | $395,300 (+27.72%) Land $73,700 Building $321,600 | |
| 2025 | $3,814.00 (+12.87%) | ||
| 2023 | $3,379.00 Homeowner's exemption | $309,500 Land $73,700 Building $235,800 | $309,500 Land $73,700 Building $235,800 |
Source: FEMA National Flood Hazard Layer, Caroline County (24011C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240119555003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 16 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 16 in force 13 of 16 on primary residences |
| Nearby Flood Claims | 9 (2003–2024) |
| Most Recent Claim | Jan 2024, rainfall accumulation |
| Flood Events |
|
| Wildfire Risk | Moderate above 45% of the US · above 85% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 1,667 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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