3589 Cherrystone Rd, Cape Charles, VA 23310 Property Records

Northampton County property record for 3589 Cherrystone Rd, Cape Charles, VA 23310

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,612 sqft · built 1754
Lot Size	1.81 acres (78,844 sqft)
Owner	2 Individual Names on Record
Last Sale	$540,000 (Mar 2024)
Tax Bill	$2,908 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Mar 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`84C2-A-18`

Property Details

APN / Parcel Number

Primary APN	`84C2-A-18`
Alternative APNs	`10008434` `10006067` `421220` `3699`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,612 sqft Living Area
Attic	Attic
Attic Area	327 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1754
Effective Year Built	Effective 1754
Exterior Material	Wood Siding
Roof Type	Gable/Hip
Roof Material	Slate
Lot Area	78,844 sqft (1.81 acres)
Porch	Patio
Porch Area	560 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	10008434
Street Address	3589 CHERRYSTONE RD
City	CAPE CHARLES
State	VA
Zip	23310-3836
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 18 - SURVEY OF 3589 CHER LOT 18 - SURVEY OF 3589 CHER
Legal Lot Number	18
Jurisdiction	NORTHAMPTON VA
Township / Civil Division	2
Census Block Group	1
Census Block	1054
Census Tract	930301

Owner

Source: Northampton County records, as of April 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3589 CHERRYSTONE RD, CAPE CHARLES, VA 23310-3836
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2026	Deed of Trust, Mortgage · VA Mortgage SWIFT HOME LOANS INC
Mar 21, 2024	Warranty Deed, Transfer · VA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Oct 29, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA
Nov 13, 2018	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 21, 2024 · Amount on Record
Deed Sale	Mar 21, 2024 · Amount on Record
Prior Sale	Nov 13, 2018 · Amount on Record
Deed Document Number	2024477
Record Updated	Jun 8, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON VA
Recording Date	Apr 3, 2026
Property Address	3589 CHERRYSTONE RD, CAPE CHARLES, VA 23310-3836
Document Number	0000000593
Instrument Date	Mar 11, 2026
Instrument	2026593
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	3589 CHERRYSTONE RD, CAPE CHARLES, VA 23310-3836

Mortgage

Document Number	0000000593,
Date	Apr 3, 2026
Instrument	2026593

Lender

Name	SWIFT HOME LOANS INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	6.09%
Max Rate	-1%

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORTHAMPTON VA
Recording Date	Mar 21, 2024
Property Address	3589 CHERRYSTONE RD, CAPE CHARLES, VA 23310-3836
Document Number	0240000477
Instrument Date	Mar 7, 2024
Instrument	240000477
Transaction Type	Transfer
Record Updated	May 1, 2024
Title Company	LANDMARK TITLE, LANDMARK TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3589 CHERRYSTONE RD, CAPE CHARLES, VA 23310-3836

Mortgage

Document Number	0240000478
Date	Mar 21, 2024
Instrument	240000478

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Apr 1, 2052

Interest

Rate Type	Fixed Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON VA
Property Address	3589 CHERRYSTONE RD, CAPE CHARLES, VA 23310-3836
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200002190
Date	Oct 29, 2020
Instrument	200002190

Lender

Name	WELLS FARGO BANK NA

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.13%

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORTHAMPTON VA
Recording Date	Nov 13, 2018
Property Address	3589 CHERRYSTONE RD, CAPE CHARLES, VA 23310-3836
Document Number	0180001753
Instrument Date	Nov 7, 2018
Instrument	180001753
Transaction Type	Transfer
Record Updated	Feb 7, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 CHURCHILL DOWNS, CAPE CHARLES, VA 23310-2345

Mortgage

Document Number	0180001754
Date	Nov 13, 2018
Instrument	180001754

Lender

Name	WELLS FARGO BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Northampton County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Northampton County
Municipality	Cheriton Town
Unified School District	Northampton County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,908.00 (+6.05%)	$412,600 (+14.33%) Land $39,000 Building $373,600
2024			$412,600 (+14.33%) Land $39,000 Building $373,600
2023	$2,742.00	$360,900 Land $28,800 Building $332,100	$360,900 Land $28,800 Building $332,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	4 (2009–2012)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Eastern Shore of Virginia Broadband Authority Fiber	200 / 200
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cherrystone Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures