3576 Cherrystone Rd, Cape Charles, VA 23310 Property Records

Northampton County property record for 3576 Cherrystone Rd, Cape Charles, VA 23310

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,300 sqft · built 1920
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$144,900 (Mar 2015)
Tax Bill	$2,093 (2025)
Deeds & Mortgages	Nov 2020 Refinance Oct 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`84C2-A-29`

Property Details

APN / Parcel Number

Primary APN	`84C2-A-29`
Alternative APNs	`445460` `1677`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,300 sqft Living Area
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Exterior Material	Wood Siding
Roof Type	Hip
Roof Material	Slate
Lot Area	43,560 sqft (1 acres)
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	213 sqft
Deck Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	445460
Street Address	3576 CHERRYSTONE RD
City	CAPE CHARLES
State	VA
Zip	23310-3835
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT B CHERRYSTONE RD BETWEEN EA B & B LOT B CHERRYSTONE RD BETWEEN EA B & B
Legal Lot Number	B
Jurisdiction	NORTHAMPTON VA
Township / Civil Division	2
Census Block Group	1
Census Block	1052
Census Tract	930301

Owner

Source: Northampton County assessment roll, as of August 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3576 CHERRYSTONE RD, CAPE CHARLES, VA 23310-3835
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS LLC
Oct 3, 2017	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Feb 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 12, 2015 · Amount on Record
Deed Sale	Mar 12, 2015 · Amount on Record
Prior Sale	Oct 28, 2014 · Amount on Record
Deed Book / Page	1500 / 322
Prior Transfer Date	Mar 4, 2015
Prior Transfer Doc	0001500322
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON VA
Property Address	3576 CHERRYSTONE RD, CAPE CHARLES, VA 23310-3835
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200002269
Date	Nov 6, 2020
Instrument	200002269

Lender

Name	QUICKEN LOANS LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.88%

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON VA
Property Address	3576 CHERRYSTONE RD, CAPE CHARLES, VA 23310-3835
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	170001606
Date	Oct 3, 2017
Instrument	170001606

Lender

Name	WELLS FARGO BANK NA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 20, 2047

Interest

Rate Type	Adjustable Rate

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON VA
Property Address	3576 CHERRYSTONE RD, CAPE CHARLES, VA 23310-3835
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200000204
Date	Feb 7, 2020
Instrument	200000204

Lender

Name	QUICKEN LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.99%

Tax Assessment & Valuation

Source: Northampton County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Northampton County
Municipality	Cheriton Town
Unified School District	Northampton County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,093.00 (+25.78%)	$297,000 (+35.62%) Land $44,400 Building $252,600
2024			$297,000 (+35.62%) Land $44,400 Building $252,600
2023	$1,664.00	$219,000 Land $35,200 Building $183,800	$219,000 Land $35,200 Building $183,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	4 (2009–2012)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Eastern Shore of Virginia Broadband Authority Fiber	200 / 200
T-Mobile USA Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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