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3588 E Cove Park Trl, Hernando, FL 34442 Property Records

Citrus County property record for 3588 E Cove Park Trl, Hernando, FL 34442

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,275 sqft · built 1997
Lot Size0.18 acres (7,832 sqft)
Owner2 Individual Names on Record
Last Sale$171,000 (Sep 2019)
Tax Bill$1,588 (2025)
Deeds & MortgagesMay 2020 Sale
Jan 2020 Transfer
+ 4 more
Flood ZoneZone X (minimal risk)
APN19E-18S-14-0140-000E0-0060

Property Details

APN / Parcel Number

Primary APN19E-18S-14-0140-000E0-0060
Alternative APNs
  • 1418S19E0140000E00060
  • 2800089

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,275 sqft Living Area
Gross Area1,867 sqft
1st Floor Area1,275 sqft
FlooringConcrete/Cement

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 2007
Exterior MaterialCombination
Construction TypeMasonry / Concrete Block
Foundation TypeFooting
Roof TypeHip
Roof MaterialFiberglass
Lot Area7,832 sqft (0.18 acres)
Lot Dimensions100 ft deep x 65 ft wide
Garage TypeAttached
Garage Area462 sqft
Parking Spaces6 Parking Spaces
PorchScreened Aluminum Porch
Porch Area257 sqft
Patio Area283 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number2800089
Street Address3588 E COVE PARK TRL
CityHERNANDO
StateFL
Zip34442-5578
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePDR
Legal DescriptionARBOR LAKES UNIT 1 PB 15 PG 75 LOT 6 BLK E
Legal Range19E
Legal Township18S
Legal Section14
Legal SubdivisionARBOR LAKES - UNIT 1
Legal BlockE
Legal Lot Number6
Legal Unit1
JurisdictionCITRUS FL
Township / Civil DivisionINVERNESS
Census Block Group1
Census Block1001
Census Tract450105

Owner

Source: Citrus County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3588 E COVE PARK TRL, HERNANDO, FL 34442-5578
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
May 11, 2020Grant Deed, Transfer
NOT AVAILABLE
Jan 29, 2020Correction Deed
NOT AVAILABLE
Dec 9, 2019Quit Claim Deed, Transfer
NOT AVAILABLE
Sep 10, 2019Quit Claim Deed, Transfer
AMERICAN TITLE SERVICES CITRUS COMPANY, AMERICAN TITLE SVCS CITRUS CO
Sep 10, 2019Warranty Deed, Transfer · Conventional Mortgage
SUNTRUST BANK
Oct 24, 2019Correction Deed, Transfer
AMERICAN TITLE COMPANY, AMERICAN TITLE SVCS/CITRUS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 10, 2019 · Amount on Record
Deed SaleSep 10, 2019 · Amount on Record
Prior SaleNov 15, 2016 · Amount on Record
Deed Document Number201947114
Deed Book / Page3003 / 255
Last Transfer DateSep 24, 2024
Transfer Doc0035041939
Record UpdatedOct 29, 2026

May 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCITRUS FL
Recording DateMay 11, 2020
Property Address3588 E COVE PARK TRL, HERNANDO, FL 34442-5578
Document Number0030590609
Book / Page003059 / 000609
Instrument DateMar 18, 2020
Instrument24181
Transaction TypeTransfer
Record UpdatedJun 25, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3588 E COVE PARK TRL HERNANDO FL 344425578, HERNANDO, FL 34442-5578

January 2020: Correction Deed

Document TypeCorrection Deed
JurisdictionCITRUS FL
Recording DateJan 29, 2020
Property Address3588 E COVE PARK TRL, HERNANDO, FL 34442-5578
Document Number0030342404
Book / Page003034 / 002404
Instrument DateJan 29, 2020
Instrument4966
Record UpdatedFeb 24, 2020
Title CompanyNOT AVAILABLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3588 E COVE PARK TRL HERNANDO FL 344425578, HERNANDO, FL 34442-5578

December 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCITRUS FL
Recording DateDec 9, 2019
Property Address3588 E COVE PARK TRL, HERNANDO, FL 34442-5578
Document Number0030231291
Book / Page003023 / 001291
Instrument DateOct 10, 2019
Instrument64000
Transaction TypeTransfer
Record UpdatedJan 2, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3588 E COVE PARK TRL HERNANDO FL 344425578, HERNANDO, FL 34442-5578

September 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCITRUS FL
Recording DateSep 10, 2019
Property Address3588 E COVE PARK TRL, HERNANDO, FL 34442-5578
Document Number0030030253
Book / Page003003 / 000253
Instrument DateSep 10, 2019
Instrument47113
Transaction TypeTransfer
Record UpdatedSep 23, 2019
Title CompanyAMERICAN TITLE SERVICES CITRUS COMPANY, AMERICAN TITLE SVCS CITRUS CO

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3588 E COVE PARK TRL HERNANDO FL 344425578, HERNANDO, FL 34442-5578

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateSep 10, 2019
Property Address3588 E COVE PARK TRL, HERNANDO, FL 34442-5578
Document Number0030030255
Book / Page3003 / 0255
Map ReferenceMB 15 PG 75-79
Instrument DateSep 9, 2019
Instrument2019047114
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyAMERICAN TTL SVCS OF CITRUS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,197.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3588 E COVE PARK TRL, HERNANDO, FL 34442-5578

Mortgage

Document Number0003003257
DateSep 10, 2019
Instrument3003/257
Lender
NameSUNTRUST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2049

October 2019: Correction Deed, Transfer

Document TypeCorrection Deed
JurisdictionCITRUS FL
Recording DateOct 24, 2019
Property Address3588 E COVE PARK TRL, HERNANDO, FL 34442-5578
Document Number0030130727
Book / Page003013 / 000727
Instrument DateAug 26, 2019
Instrument55670
Transaction TypeTransfer
Record UpdatedNov 18, 2019
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE SVCS/CITRUS

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3588 E COVE PARK TRL HERNANDO FL 344425578, HERNANDO, FL 34442-5578

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,588.00 (+6.43%)$136,350 (-28.77%)$181,235 (-5.32%) Land $10,970 Building $170,265
2024$1,492.00 (+2.97%) Homeowner's exemption Additional exemption filed$191,424 (-0.32%) Land $10,220 Building $181,204$191,424 (-0.32%) Land $10,220 Building $181,204
2023$1,449.00 (+7.1%) Homeowner's exemption Additional exemption filed$192,040 (+12.2%) Land $10,220 Building $181,820$192,040 (+12.2%) Land $10,220 Building $181,820
2022$1,353.00 Homeowner's exemption Additional exemption filed$171,158 Land $10,220 Building $160,938$171,158 Land $10,220 Building $160,938

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 36 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies36 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · lower than 82% of Florida
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROLLING OAKS SUBDIVISION
public/private · serves 11,572 people · EPA ID FL6090150
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Spectrum
Cable		1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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