3580 E Cove Park Trl, Hernando, FL 34442 Property Records

Citrus County property record for 3580 E Cove Park Trl, Hernando, FL 34442

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,484 sqft · built 1997
Lot Size	0.171 acres (7,460 sqft)
Owner	2 Individual Names on File
Last Sale	$17,900 (Oct 1996)
Tax Bill	$1,175 (2025)
Flood Zone	Zone X (minimal risk)
APN	`19E-18S-14-0140-000E0-005.0`

Property Details

APN / Parcel Number

Primary APN	`19E-18S-14-0140-000E0-005.0`
Alternative APNs	`1418S19E0140000E00050` `2808934`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,484 sqft Living Area
1st Floor Area	1,484 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2006
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	7,460 sqft (0.171 acres)
Lot Dimensions	100 ft deep x 61 ft wide
Garage Area	462 sqft
Parking Spaces	7 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Pool Area	1 sqft
Porch	Open Porch
Porch Area	295 sqft
Patio Area	126 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2808934
Old Parcel Number	1418S19E0140000E00050
Street Address	3580 E COVE PARK TRL
City	HERNANDO
State	FL
Zip	34442-5578
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDR PLANNED DEVELOPMENT(S
Legal Description	ARBOR LAKES UNIT I PB 15 PG 75 LOT 5 BLK E DESC IN OR BK 1152 PG 2187
Legal Range	19E
Legal Township	18S
Legal Section	14
Legal Subdivision	ARBOR LAKES - UNIT 1
Legal Block	E
Legal Lot Number	5
Legal Unit	1
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	1
Census Block	1001
Census Tract	450105

Owner

Source: Citrus County records · APN 19E-18S-14-0140-000E0-005.0

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	3580 E COVE PARK TRL, HERNANDO, FL 34442-5578
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 01, 1996 · Amount on Record
Deed Sale	Oct 01, 1996 · Amount on Record
Deed Document Number	0011522187
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,175.00 (+7.7%) Homeowner's exemption Additional exemption filed	$200,545 (-3.29%) Land $10,660 Building $189,885	$200,545 (-3.29%) Land $10,660 Building $189,885
2024	$1,091.00 (+4%) Homeowner's exemption Additional exemption filed	$207,369 (-2.47%) Land $9,930 Building $197,439	$207,369 (-2.47%) Land $9,930 Building $197,439
2023	$1,049.00 (+7.15%) Homeowner's exemption Additional exemption filed	$212,616 (+13.38%) Land $9,930 Building $202,686	$212,616 (+13.38%) Land $9,930 Building $202,686
2022	$979.00 Homeowner's exemption Additional exemption filed	$187,520 Land $9,930 Building $177,590	$187,520 Land $9,930 Building $177,590

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 14, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 36 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	36 in force

Wildfire

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000

Based on FCC filings for 470 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ROLLING OAKS SUBDIVISION public/private · serves 11,572 people
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.