3588 Calle Palmito, Carlsbad, CA 92009 Property Records

San Diego County property record for 3588 Calle Palmito, Carlsbad, CA 92009

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 5,157 sqft · built 2005
Lot Size	0.334 acres (14,529 sqft)
Owner	2 Company Names on Record
Last Sale	$3,850,000 (Jun 2026)
Tax Bill	$26,495 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Jun 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`223-681-09-00`

Property Details

APN / Parcel Number

Primary APN	`223-681-09-00`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	5,157 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	14,529 sqft (0.334 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	3588 CALLE PALMITO
City	CARLSBAD
State	CA
Zip	92009-8958
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-C
Legal Description	LOT 29 TR 014617
Legal Subdivision	CARLSBAD COURT
Legal Tract	014617
Legal Block	4
Legal Lot Number	29
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	4
Census Block	4015
Census Tract	17109

Owner

Source: San Diego County records, as of July 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	3588 CALLE PALMITO, CARLSBAD, CA 92009-8958
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Jun 15, 2026	Grant Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Jun 15, 2026	Grant Deed, Transfer TRICO TITLE COMPANY, TICOR TITLE COMPANY
Sep 23, 2021	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2026 · Amount on Record
Deed Sale	Jun 15, 2026 · Amount on Record
Prior Sale	Jun 15, 2026 · Amount on Record
Deed Document Number	2026171659
Prior Transfer Date	Feb 26, 2009
Prior Transfer Doc	0000117599
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 24, 2026
Property Address	3588 CALLE PALMITO, CARLSBAD, CA 92009-8958
Document Number	0000212444
Instrument Date	Jul 20, 2026
Instrument	2026212444
Transaction Type	Mortgage
Record Updated	Jul 31, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust, 222
Investor	Possibly a Property Investor

Mortgage

Document Number	0000212444,
Date	Jul 24, 2026
Instrument	2026212444

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.47%
Max Rate	-1%

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 15, 2026
Property Address	3588 CALLE PALMITO, CARLSBAD, CA 92009-8958
Document Number	0000171659
Instrument Date	Jun 9, 2026
Instrument	2026171659
Transaction Type	Transfer
Record Updated	Jun 25, 2026
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE - SAN DIEGO BRANCH

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$427,735.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	3588 CALLE PALMITO, CARLSBAD, CA 92009-8958
Investor	Possibly a Property Investor

Mortgage

Document Number	0000171660,
Date	Jun 15, 2026
Instrument	2026171660

Lender

Name	AMERICAN FINANCIAL NETWORK INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 15, 2026
Property Address	3588 CALLE PALMITO, CARLSBAD, CA 92009-8958
Document Number	0000171658
Instrument Date	Mar 20, 2026
Instrument	2026171658
Transaction Type	Transfer
Record Updated	Jun 25, 2026
Title Company	TRICO TITLE COMPANY, TICOR TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$427,735.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

September 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 23, 2021
Property Address	3588 CALLE PALMITO, CARLSBAD, CA 92009-8958
Document Number	0000671623
Map Reference	MAP 14618
Instrument Date	Aug 11, 2021
Instrument	2021-0671623
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIDELITY NATL TTL SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3588 CALLE PALMITO, CARLSBAD, CA 92009-8958

Mortgage

Document Number	0000671624
Date	Sep 23, 2021
Instrument	2021-0671624

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Carlsbad City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,382,313 (+2%) Land $1,589,003 Building $793,310
2025	$26,495.00 (+6.28%) Homeowner's exemption	$2,335,602 (+4.04%) Land $1,557,847 Building $777,755
2023	$24,929.00 (+2.08%) Homeowner's exemption	$2,244,908 Land $1,497,354 Building $747,554
2022	$24,420.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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