3574 Calle Palmito, Carlsbad, CA 92009 Property Records

San Diego County property record for 3574 Calle Palmito, Carlsbad, CA 92009

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 4,714 sqft · built 2004
Lot Size	0.312 acres (13,600 sqft)
Owner	2 Individual Names on File
Last Sale	$2,650,000 (Mar 2022)
Tax Bill	$31,696 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Feb 2018 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`223-681-06-00`

Property Details

APN / Parcel Number

Primary APN	`223-681-06-00`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Building Area	4,714 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	13,600 sqft (0.312 acres)
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	3574 CALLE PALMITO
City	CARLSBAD
State	CA
Zip	92009-8958
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-C
Legal Description	LOT 26 TR 014617
Legal Subdivision	CARLSBAD COURT
Legal Tract	014617
Legal Block	4
Legal Lot Number	26
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	4
Census Block	4015
Census Tract	17109

Owner

3574 Calle Palmito is owned and occupied by two individuals who bought it in March 2022.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3574 CALLE PALMITO, CARLSBAD, CA 92009-8958
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2022	Grant Deed, Transfer · Conventional Mortgage FINANCIAL PARTNERS CU
Feb 15, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 15, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 13, 2018	Quit Claim Deed ATTORNEY ONLY
Oct 11, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage RPM MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2022 · Amount on File
Deed Sale	Mar 1, 2022 · Amount on File
Prior Sale	Oct 11, 2017 · Amount on File
Deed Document Number	202292441
Prior Transfer Date	Feb 8, 2018
Prior Transfer Doc	0000061554
Record Updated	Oct 29, 2026

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 1, 2022
Property Address	3574 CALLE PALMITO, CARLSBAD, CA 92009-8958
Document Number	0000092441
Map Reference	MAP 14617
Instrument Date	Feb 22, 2022
Instrument	2022-0092441
Transaction Type	Transfer
Record Updated	Mar 9, 2022
Title Company	EQUITY TITLE COMPANY, EQUITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3574 CALLE PALMITO, CARLSBAD, CA 92009-8958

Mortgage

Document Number	0000092442
Date	Mar 1, 2022
Instrument	2022-0092442

Lender

Name	FINANCIAL PARTNERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Type Change Date	Mar 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.25%
Index	1-Year CMT
Max Rate	7.25%

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 15, 2018
Property Address	3574 CALLE PALMITO, CARLSBAD, CA 92009-8958
Document Number	0000061554
Instrument Date	Feb 8, 2018
Instrument	61554
Transaction Type	Transfer
Record Updated	Feb 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3574 CALLE PALMITO CARLSBAD CA 920098958, CARLSBAD, CA 92009-8958

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 15, 2018
Property Address	3574 CALLE PALMITO, CARLSBAD, CA 92009-8958
Document Number	0000061555
Instrument Date	Feb 8, 2018
Instrument	61555
Transaction Type	Transfer
Record Updated	Feb 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3574 CALLE PALMITO CARLSBAD CA 920098958, CARLSBAD, CA 92009-8958

February 2018: Quit Claim Deed

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 13, 2018
Property Address	3574 CALLE PALMITO, CARLSBAD, CA 92009-8958
Document Number	0000057659
Instrument Date	Feb 1, 2018
Instrument	57659
Record Updated	Feb 19, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3574 CALLE PALMITO CARLSBAD CA 920098958, CARLSBAD, CA 92009-8958

October 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 11, 2017
Property Address	3574 CALLE PALMITO, CARLSBAD, CA 92009-8958
Document Number	0000468542
Map Reference	MAP14617
Instrument Date	Sep 28, 2017
Instrument	2017-0468542
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3574 CALLE PALMITO, CARLSBAD, CA 92009-8958

Mortgage

Document Number	0000468543
Date	Oct 11, 2017
Instrument	2017-0468543

Lender

Name	RPM MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3574 Calle Palmito was $31,696.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Carlsbad City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,868,444 (+2%) Land $1,894,256 Building $974,188
2025	$31,696.00	$2,812,201 Land $1,857,114 Building $955,087
2023	$29,834.00 (+33.33%)	$2,703,000 Land $1,785,000 Building $918,000
2022	$22,376.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3574 Calle Palmito in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3574 Calle Palmito is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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