Albemarle County property record for 3585 Morgantown Rd, Charlottesville, VA 22903
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 5.5 ba · 3,971 sqft · built 1990 |
| Lot Size | 2 acres (87,512 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,205,000 (Aug 2024) |
| Tax Bill | $7,031 (2026) |
| Deeds & Mortgages | Apr 2023 Line of Credit Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05700-00-00-081M0 |
| Primary APN | 05700-00-00-081M0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 3,971 sqft Finished Area |
| Basement Area | 4,198 sqft |
| Finished Basement | 2,000 sqft |
| Unfinished Basement | 2,115 sqft |
| Family Room | Family Room |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Material | Wood |
| Lot Area | 87,512 sqft (2 acres) |
| Driveway | Paver Driveway |
| Porch | Slab |
|---|---|
| Porch Area | 150 sqft |
| Deck Area | 526 sqft |
| Patio Area | 358 sqft |
| Kennel | Kennel |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 3585 MORGANTOWN RD |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22903-7056 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RURAL AREA |
| Legal Description | ACREAGE A-3-2 |
| Legal Subdivision | PLAT OF R O SNOW AND ASSOCIATES |
| Jurisdiction | ALBEMARLE VA |
| Township / Civil Division | SAMUEL MILLER |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 11000 |
Source: Albemarle County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3585 MORGANTOWN RD, CHARLOTTESVILLE, VA 22903-7056 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 3, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Aug 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Mar 17, 2020 | Deed of Trust, Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 1, 2024 · Amount on Record |
| Deed Sale | Aug 1, 2024 · Amount on Record |
| Prior Sale | Jul 13, 2016 · Amount on Record |
| Deed Document Number | 20246411 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 3585 MORGANTOWN RD, CHARLOTTESVILLE, VA 22903-7056 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2023 |
| Name | Verified Name |
|---|
| Document Number | 202300002525 |
|---|---|
| Date | Apr 3, 2023 |
| Instrument | 202300002525 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Mar 15, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 3585 MORGANTOWN RD, CHARLOTTESVILLE, VA 22903-7056 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 5585/329 |
|---|---|
| Date | Aug 4, 2021 |
| Book Page | 5585/329 |
| Instrument | 2021-00013492 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Rate | 3.25% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 3585 MORGANTOWN RD, CHARLOTTESVILLE, VA 22903-7056 |
| Document Number | 0000003351 |
| Instrument Date | Mar 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3585 MORGANTOWN RD CHARLOTTESVILLE VA 229037056, CHARLOTTESVILLE, VA 22903-7056 |
| Document Number | 0000003351 |
|---|---|
| Date | Mar 25, 2020 |
| Book Page | 005292/000585 |
| Instrument | 3351 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 24, 2050 |
| Rate | 4.37% |
|---|
Source: Albemarle County assessment roll, as of June 15, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,031.00 (-35.85%) | $1,399,500 (+54.11%) Land $225,000 Building $1,174,500 | $1,399,500 (+54.11%) Land $225,000 Building $1,174,500 |
| 2025 | $10,960.00 (+41.33%) | ||
| 2023 | $7,755.00 | $908,100 Land $150,000 Building $758,100 | $908,100 Land $150,000 Building $758,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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