Albemarle County property record for 3575 Morgantown Rd, Charlottesville, VA 22903
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,684 sqft · built 1979 |
| Lot Size | 1.91 acres (83,200 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $690,000 (Oct 2025) |
| Tax Bill | $6,593 (2026) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage May 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05700-00-00-081G0 |
| Primary APN | 05700-00-00-081G0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,684 sqft Finished Area |
| Family Room | Family Room |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 83,200 sqft (1.91 acres) |
| Garage Type | Detached |
| Garage Area | 884 sqft |
| Driveway | Paver Driveway |
| Porch | Slab |
|---|---|
| Porch Area | 24 sqft |
| Deck Area | 96 sqft |
| Patio Area | 144 sqft |
| Storage Building | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 3575 MORGANTOWN RD |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22903-7056 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RURAL AREA |
| Legal Description | ACREAGE A-3-1 |
| Jurisdiction | ALBEMARLE VA |
| Township / Civil Division | SAMUEL MILLER |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 11000 |
Source: Albemarle County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3575 MORGANTOWN RD, CHARLOTTESVILLE, VA 22903-7056 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Oct 23, 2025 | Deed, Transfer · Conventional Mortgage NAVY FCU |
| May 7, 2018 | Deed of Trust, Mortgage · Conventional Mortgage UNION MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 23, 2025 · Amount on Record |
| Deed Sale | Oct 23, 2025 · Amount on Record |
| Deed Document Number | 202510035 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | Oct 23, 2025 |
| Property Address | 3575 MORGANTOWN RD, CHARLOTTESVILLE, VA 22903-7056 |
| Document Number | 202500010035 |
| Map Reference | MB 587 PG 186 |
| Instrument Date | Oct 21, 2025 |
| Instrument | 202500010035 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $690.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3575 MORGANTOWN RD, CHARLOTTESVILLE, VA 22903-7056 |
| Document Number | 202500010036 |
|---|---|
| Date | Oct 23, 2025 |
| Instrument | 202500010036 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 3575 MORGANTOWN RD, CHARLOTTESVILLE, VA 22903-7056 |
| Document Number | 0000005110 |
| Instrument Date | May 7, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 29, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3575 MORGANTOWN RD CHARLOTTESVILLE VA 229037056, CHARLOTTESVILLE, VA 22903-7056 |
| Document Number | 0000005110 |
|---|---|
| Date | May 11, 2018 |
| Book Page | 005045/000689 |
| Instrument | 5110 |
| Name | UNION MTG |
|---|---|
| Type | Mortgage Company |
| Address | GLEN ALLEN, VA 23060 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 10, 2048 |
Source: Albemarle County assessment roll, as of June 15, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,593.00 (+15.99%) | $737,500 (+15.98%) Land $180,000 Building $557,500 | $737,500 (+15.98%) Land $180,000 Building $557,500 |
| 2025 | $5,684.00 (+18.22%) | $635,900 (+12.95%) Land $175,000 Building $460,900 | $635,900 (+12.95%) Land $175,000 Building $460,900 |
| 2023 | $4,808.00 | $563,000 Land $150,000 Building $413,000 | $563,000 Land $150,000 Building $413,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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