3580 Hickory Tree Rd, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3580 Hickory Tree Rd, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	4 Baths
Year Built	Built 2007
Square Footage	3,670 sqft Heated Area
Lot Size	103,673 sqft (2.38 acres)
Occupancy	Owner Occupied
Last Sale	$50,000 (2004)
Tax Bill	$4,700.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`98250`
Alternative APN	`302631495000010330`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Partial Baths	1 Partial Baths
Building Area	3,670 sqft Heated Area
Gross Area	4,026 sqft Gross Area
1st Floor	3,670 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2007
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	103,673 sqft (2.38 acres)

Exterior Amenities

Fence	Fence
Shed	1 Shed
Shed Area	288 sqft Shed
Patio Area	890 sqft Patio
Porch	Open Porch
Porch Area	356 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	98250
Street Address	3580 HICKORY TREE RD
City	SAINT CLOUD
State	FL
Zip	34772-8924
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	S L & I C PB B PG 52 N 1/2 OF LOT 33 LESS R/W
Legal Range	31E
Legal Township	26S
Legal Section	30
Legal Subdivision	ST CLOUD MANOR EST 1
Legal Tract	4950
Legal Block	1
Legal Lot Number	33
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1021
Census Tract	43304

Owner

Source: Osceola County records · APN 98250

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	3580 HICKORY TREE RD, SAINT CLOUD, FL 34772-8924
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 29, 2004 · Amount on Record
Deed Sale	Mar 29, 2004 · Amount on Record
Prior Sale	Aug 14, 2001 · Amount on Record
Deed Doc Number	2004060697
Deed Book / Page	2474 / 0570
Record Refreshed	Jun 08, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3580 HICKORY TREE RD, SAINT CLOUD, FL 34772-8924
Transaction Type	Mortgage
Record Updated	Oct 23, 2025
Title Company	PRIMERA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3580 HICKORY TREE RD, SAINT CLOUD, FL 34772-8924

Mortgage

Document Number	0068531715
Date	Sep 25, 2025
Book Page	6853/1715
Instrument	2025118166

Lender

Name	ADDITION FINANCIAL CU
Type	Credit Union
Address	LAKE MARY, FL 32746

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	420 Months
Due	Sep 24, 2060

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,700.00 (+8.42%) Homeowner's exemption	$277,234 (+5.99%)	$631,700 (+3.85%) Land $114,200 Building $517,500
2023	$4,335.00 (+21.63%) Homeowner's exemption	$261,574 (+3%)	$608,300 (+19.11%) Land $114,200 Building $494,100
2022	$3,564.00 Homeowner's exemption	$253,956	$510,700 Land $90,400 Building $420,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 57% of the US · above 28% of Florida
Wildfire Likelihood	About 1 in 532 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.