3585 Esperanza Dr, Concord, CA 94519 Property Records

Contra Costa County property record for 3585 Esperanza Dr, Concord, CA 94519

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,244 sqft · built 1964
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Trust Names on File
Last Sale	$429,000 (Sep 2014)
Tax Bill	$6,699 (2025)
Deeds & Mortgages	Mar 2026 Transfer Sep 2025 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`111-341-014-4`

Property Details

APN / Parcel Number

Primary APN	`111-341-014-4`
Alternative APN	`111-341-014`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,244 sqft Living Area
1st Floor Area	1,244 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1984
Lot Area	6,000 sqft (0.138 acres)
Garage Type	Attached
Garage Area	437 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	3585 ESPERANZA DR
City	CONCORD
State	CA
Zip	94519-1615
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	TRACT 3071 LOT 327 EX POR MR
Legal Subdivision	SUN TERRACE EAST UNIT #4
Legal Tract	3071
Legal Lot Number	327
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1002
Census Tract	330000

Owner

3585 Esperanza Dr is owner-occupied and held in a trust since September 2014.

Source: Contra Costa County records, as of August 13, 2026

Owner of Record	2 Trust Names on File
Mailing Address	3585 ESPERANZA DR, CONCORD, CA 94519-1615
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2026	Intrafamily Transfer, Transfer
Sep 15, 2025	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jun 1, 2020	Deed of Trust, Mortgage · VA Mortgage USAA
Feb 9, 2018	Deed of Trust, Mortgage · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2014 · Amount on File
Deed Sale	Sep 5, 2014 · Amount on File
Prior Sale	Dec 10, 2008 · Amount on File
Deed Document Number	2014150487
Prior Transfer Date	Dec 30, 2010
Prior Transfer Doc	0000003738
Record Updated	Sep 20, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Mar 5, 2026
Property Address	3585 ESPERANZA DR, CONCORD, CA 94519-1615
Document Number	0000022032
Map Reference	MB 93 PG 36
Instrument Date	Mar 5, 2026
Instrument	2026- 022032
Transaction Type	Transfer
Record Updated	Mar 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3585 ESPERANZA DR, CONCORD, CA 94519-1615

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3585 ESPERANZA DR, CONCORD, CA 94519-1615
Transaction Type	Mortgage
Record Updated	Sep 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3585 ESPERANZA DR, CONCORD, CA 94519-1615

Mortgage

Document Number	0000093691
Date	Sep 15, 2025
Instrument	2025- 093691

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	100 N TRYON ST, CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Aug 26, 2055

Interest

Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3585 ESPERANZA DR, CONCORD, CA 94519-1615
Document Number	0000105465
Instrument Date	Jun 1, 2020
Transaction Type	Mortgage
Record Updated	Jun 17, 2020
Title Company	BOSTON NATIONAL TITLE LLC, BOSTON NAT'L TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3585 ESPERANZA DR CONCORD CA 945191615, CONCORD, CA 94519-1615

Mortgage

Document Number	0000105465
Date	Jun 3, 2020
Instrument	105465

Lender

Name	USAA
Address	CONCORD, CA 94519

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 2, 2050

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3585 ESPERANZA DR, CONCORD, CA 94519-1615
Document Number	0000037059
Instrument Date	Feb 9, 2018
Transaction Type	Mortgage
Record Updated	Mar 16, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3585 ESPERANZA DR CONCORD CA 945191615, CONCORD, CA 94519-1615

Mortgage

Document Number	0000037059
Date	Mar 12, 2018
Instrument	37059

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 11, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3585 Esperanza Dr was $6,699.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$525,650 (+2%) Land $318,480 Building $207,170
2025	$6,699.00	$515,344 Land $312,236 Building $203,108
2023	$6,397.00 (+1.44%)	$495,334 Land $300,112 Building $195,222
2022	$6,306.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3585 Esperanza Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3585 Esperanza Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 762 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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