3573 Esperanza Dr, Concord, CA 94519 Property Records

Contra Costa County property record for 3573 Esperanza Dr, Concord, CA 94519

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,103 sqft · built 1964
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on Record
Last Sale	$390,000 (Nov 2014)
Tax Bill	$6,185 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`111-341-012-8`

Property Details

APN / Parcel Number

Primary APN	`111-341-012-8`
Alternative APN	`111-341-012`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,103 sqft Living Area
1st Floor Area	1,103 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Stucco
Roof Material	Wood Shingle
Lot Area	6,000 sqft (0.138 acres)
Garage Type	Attached
Garage Area	431 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3573 ESPERANZA DR
City	CONCORD
State	CA
Zip	94519-1615
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	TRACT 3071 LOT 325 EX MR
Legal Subdivision	SUN TERRACE EAST UNIT #4
Legal Tract	3071
Legal Lot Number	325
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1002
Census Tract	330000

Owner

Source: Contra Costa County records, as of August 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1619 YEOMAN DR, CONCORD, CA 94521-1143
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage LOANLEADERS OF AMERICA INC
Jan 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage IMC MORTGAGE CORP
Jan 12, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage POINT DIGITAL FINANCE INC
Aug 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage CASHCALL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 26, 2014 · Amount on Record
Deed Sale	Nov 26, 2014 · Amount on Record
Prior Sale	Jan 25, 2000 · Amount on Record
Deed Document Number	2014210669
Prior Transfer Date	Mar 31, 1995
Prior Transfer Doc	0000134781
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Recording Date	Jul 27, 2026
Property Address	3573 ESPERANZA DR, CONCORD, CA 94519-1615
Document Number	0000078491
Instrument Date	Jul 20, 2026
Instrument	202678491
Transaction Type	Mortgage
Record Updated	Aug 3, 2026
Title Company	TOP PRIORITY TITLE, PRIORITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3573 ESPERANZA DR, CONCORD, CA 94519-1615

Mortgage

Document Number	0000078491,
Date	Jul 27, 2026
Instrument	202678491

Lender

Name	LOANLEADERS OF AMERICA INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3573 ESPERANZA DR, CONCORD, CA 94519-1615
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	BNT TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3573 ESPERANZA DR, CONCORD, CA 94519-1615

Mortgage

Document Number	0000000386
Date	Jan 3, 2022
Instrument	2022-000386

Lender

Name	IMC MORTGAGE CORP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3573 ESPERANZA DR, CONCORD, CA 94519-1615
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	SPRUCE TITLE CO SANTA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3573 ESPERANZA DR, CONCORD, CA 94519-1615

Mortgage

Document Number	0000009446
Date	Jan 12, 2021
Instrument	2021-009446

Lender

Name	POINT DIGITAL FINANCE INC
Type	Mortgage Company
Address	PALO ALTO, CA 94301

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 27, 2050

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3573 ESPERANZA DR, CONCORD, CA 94519-1615
Document Number	0000156779
Instrument Date	Aug 23, 2017
Transaction Type	Mortgage
Record Updated	Sep 4, 2017
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3573 ESPERANZA DR CONCORD CA 945191615, CONCORD, CA 94519-1615

Mortgage

Document Number	0000156779
Date	Aug 29, 2017
Instrument	156779

Lender

Name	CASHCALL
Type	Funding / Finance Company
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 28, 2047

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$478,085 (+2%) Land $318,602 Building $159,483
2025	$6,185.00 (+4.81%)	$468,711 (+4.04%) Land $312,355 Building $156,356
2023	$5,901.00 (+1.48%)	$450,513 Land $300,227 Building $150,286
2022	$5,815.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 762 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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