3585 Bernard Rd, Bernard, IA 52032 Property Records

Dubuque County property record for 3585 Bernard Rd, Bernard, IA 52032

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,288 sqft · built 1969
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on Record
Last Sale	$72,000 (Sep 1997)
Tax Bill	$2,094 (2024)
Flood Zone	Zone X (minimal risk)
APN	`20-14-100-005`

Property Details

APN / Parcel Number

Primary APN	`20-14-100-005`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,288 sqft Living Area
1st Floor Area	1,288 sqft
Basement Area	1,288 sqft

Exterior

Year Built	Built 1969
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Wood Frame
Lot Area	43,996 sqft (1.01 acres)
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	3585 BERNARD RD
City	BERNARD
State	IA
Zip	52032-9513
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CO
Legal Description	LOT 2-1 SW NW; LOT 2-1-2 E 1/2 NW - SEC 14 T87N R1E;
Legal Range	01E
Legal Township	87N
Legal Section	14
Legal Lot Number	1,2 1
Jurisdiction	DUBUQUE IA
Township / Civil Division	PRAIRIE CREEK
Census Block Group	3
Census Block	3098
Census Tract	10300

Owner

Source: Dubuque County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3585 BERNARD RD, BERNARD, IA 52032-9513
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 1997 · Amount on Record
Deed Sale	Sep 15, 1997 · Amount on Record
Deed Document Number	0D-9710707
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Unified School District	Western Dubuque County Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$224,100 (+8.79%) Land $58,700 Building $165,400	$224,100 (+8.79%) Land $58,700 Building $165,400
2024	$2,094.00 (+19.38%)
2023		$206,000 (+33.66%) Land $55,900 Building $150,100	$206,000 (+33.66%) Land $55,900 Building $150,100
2022	$1,754.00 Homeowner's exemption	$154,120 Land $43,000 Building $111,120
2021			$154,120 Land $43,000 Building $111,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Jul 2011 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bernard Telephone Company Fiber	1,000 / 1,000
Maquoketa Valley Electric Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20