Dubuque County property record for 3537 Bernard Rd, Bernard, IA 52032
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,066 sqft · built 1953 |
| Lot Size | 1.55 acres (67,954 sqft) |
| Owner | Individual Name on File |
| Last Sale | $90,000 (Nov 2006) |
| Tax Bill | $1,906 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-14-151-001 |
| Primary APN | 20-14-151-001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,066 sqft Living Area |
| 1st Floor Area | 1,066 sqft |
| Basement Area | 1,066 sqft |
| Finished Basement | 400 sqft |
| Year Built | Built 1953 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Wood Frame |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 67,954 sqft (1.55 acres) |
| Garage Type | Attached |
| Garage Area | 565 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 77 sqft |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Oil |
| Street Address | 3537 BERNARD RD |
|---|---|
| City | BERNARD |
| State | IA |
| Zip | 52032-9513 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CO |
| Legal Description | LOT 1 & 2 PFAB PLACE, FRANK; |
| Legal Subdivision | PFAB PLACE |
| Legal Lot Number | 1,2 2 |
| Jurisdiction | DUBUQUE IA |
| Township / Civil Division | PRAIRIE CREEK |
| Census Block Group | 3 |
| Census Block | 3098 |
| Census Tract | 10300 |
3537 Bernard Rd is owned and occupied by an individual who bought it in November 2006.
Source: Dubuque County records, as of October 6, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 3537 BERNARD RD, BERNARD, IA 52032-9513 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 29, 2006 · Amount on File |
| Deed Sale | Nov 29, 2006 · Amount on File |
| Deed Document Number | 0001850006 |
| Deed Book / Page | 18500 / 06 |
| Record Updated | Jun 8, 2026 |
Source: Dubuque County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Dubuque County |
| Unified School District | Western Dubuque County Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $205,200 Land $67,800 Building $137,400 | $205,200 Land $67,800 Building $137,400 | |
| 2024 | $1,906.00 | ||
| 2023 | $188,400 (+33.84%) Land $64,600 Building $123,800 | $188,400 Land $64,600 Building $123,800 | |
| 2022 | $1,592.00 Homeowner's exemption | $140,770 Land $49,690 Building $91,080 | |
| 2021 | $140,770 Land $49,690 Building $91,080 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3537 Bernard Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | Jul 2011 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3537 Bernard Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 71% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Bernard Telephone Company Fiber | 1,000 / 1,000 |
| Maquoketa Valley Electric Cooperative Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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