3583 Emerald Rd, Elgin, IL 60124 Property Records

Kane County property record for 3583 Emerald Rd, Elgin, IL 60124 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Occupancy	Owner Occupied
Last Sale	$610,000 (2022)
Tax Bill	$16,150.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`08-01-129-015`

Location & Zoning

Street Address	3583 EMERALD RD
City	ELGIN
State	IL
Zip	60124-8773
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	THE PONDS OF STONY CREEK UNIT 2A - LOT 123
Legal Subdivision	STONY CREEK
Legal Block	1
Legal Lot Number	123
Legal Unit	2A
Jurisdiction	KANE IL
Minor Civil Division	CAMPTON
Census Blockgroup	2
Census Block	2005
Census Tract	852406

Owner

Source: Kane County records · APN 08-01-129-015

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3583 EMERALD RD, ELGIN, IL 60124-8773
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 26, 2022 · Amount on Record
Deed Sale	Jul 26, 2022 · Amount on Record
Deed Doc Number	202237892
Record Refreshed	Sep 20, 2026

July 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jul 26, 2022
Property Address	3583 EMERALD RD, ELGIN, IL 60124-8773
Document Number	0000037892
Map Reference	DOC 2021K022404
Instrument Date	Jul 21, 2022
Instrument	2022K037892
Transaction Type	Transfer
Record Updated	Aug 29, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$610.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1700 E GOLF RD # RD1100, RD1100, SCHAUMBURG, IL 60173-5804

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2650 KETTLEHOOK DR, ELGIN, IL 60124-5502

Mortgage

Document Number	0000037893
Date	Jul 26, 2022
Instrument	2022K037893

Lender

Name	LENNAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2052

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Campton Township
Municipality	Elgin City
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,150.00 (+167.16%) Homeowner's exemption	$221,628 (+2.94%) Land $28,427 Building $193,201	$665,150 (+2.94%) Land $85,315 Building $579,835
2024		$215,290 (+224.2%) Land $26,217 Building $189,073	$646,128 (+224.33%) Land $78,682 Building $567,446
2022	$6,045.00	$66,407 Land $1,840 Building $64,567	$199,221 (-67.34%) Land $5,520 Building $193,701
			$610,000

Flood & Wildfire

3583 Emerald Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Kane County (17089C), updated October 8, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.