3578 Emerald Rd, Elgin, IL 60124 Property Records

Kane County property record for 3578 Emerald Rd, Elgin, IL 60124 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Last Sale	$668,000 (2023)
Tax Bill	$16,150.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`08-01-130-001`

Location & Zoning

Street Address	3578 EMERALD RD
City	ELGIN
State	IL
Zip	60124-8774
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	THE PONDS OF STONY CREEK UNIT 2A - LOT 222
Legal Subdivision	STONY CREEK
Legal Lot Number	222
Legal Unit	2A
Jurisdiction	KANE IL
Minor Civil Division	CAMPTON
Census Blockgroup	2
Census Block	2005
Census Tract	852406

Owner

Source: Kane County records · APN 08-01-130-001

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1158 MEGAN CT, ELGIN, IL 60120-5022
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Tenant By Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 04, 2023 · Amount on Record
Deed Sale	Apr 04, 2023 · Amount on Record
Deed Doc Number	202310446
Record Refreshed	Sep 20, 2026

April 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	KANE IL
Recording Date	Apr 04, 2023
Property Address	3578 EMERALD RD, ELGIN, IL 60124-8774
Document Number	0000010446
Map Reference	DOC 2021K022404
Instrument Date	Mar 30, 2023
Instrument	2023K010446
Transaction Type	Transfer
Record Updated	Aug 29, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$668.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1700 E GOLF RD # RD1100, RD1100, SCHAUMBURG, IL 60173-5804

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	3578 EMERALD RD, ELGIN, IL 60124-8774

Mortgage

Document Number	0000010447
Date	Apr 04, 2023
Instrument	2023K010447

Lender

Name	LENNAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2053

Interest

Rate Type	Fixed Rate
Rate	6.37%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Campton Township
Municipality	Elgin City
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,150.00 (+9,570.66%)
2024		$215,290 (+11,600.54%) Land $26,217 Building $189,073	$646,128 (+11,605.22%) Land $78,682 Building $567,446
2022	$167.00 (+2.45%)	$1,840 (+5.93%) Land $1,840	$5,520 (+5.93%) Land $5,520
2021	$163.00	$1,737 Land $1,737	$5,211 Land $5,211

Flood & Wildfire

3578 Emerald Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Kane County (17089C), updated October 8, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.