3582 Pratt Dr, Lapeer, MI 48446 Property Records

Lapeer County property record for 3582 Pratt Dr, Lapeer, MI 48446

Property Summary

Property Type	Condominium
Details	2 ba · 1,413 sqft
Lot Size	0.402 acres (17,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$439,900 (Jul 2025)
Tax Bill	$3,801 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Jul 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`008-610-008-00`

Property Details

APN / Parcel Number

Primary APN	`008-610-008-00`

Interior

Full Baths	2 Baths
Building Area	1,413 sqft Living Area
1st Floor Area	1,413 sqft
Basement Area	1,413 sqft
Flooring	Carpet

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Condo/Apartment
Lot Area	17,534 sqft (0.402 acres)
Garage Area	484 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3582 PRATT DR
City	LAPEER
State	MI
Zip	48446-2986
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R1
Legal Description	SEC 14 T7N R9E ELBA TWP LAPEER CNTY MI NEPESSING LAKESIDE CONDOMINIUM UNIT 8
Legal Range	09E
Legal Township	07N
Legal Section	14
Legal Subdivision	NEPESSING LAKESIDE CONDO
Legal Unit	8
Jurisdiction	LAPEER MI
Township / Civil Division	ELBA
Census Block Group	2
Census Block	2006
Census Tract	336000

Owner

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7337 ACADIA CT, WASHINGTON, MI 48095-2447
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2022	Warranty Deed, Transfer · Conventional Mortgage TRI COUNTY BANK
Jul 27, 2021	Warranty Deed, Transfer CRISLO TITLE COMPANY, CISLO TITLE COMPANY
Apr 21, 2021	Quit Claim Deed, Transfer · Commercial Mortgage ELGA CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2025 · Amount on Record
Deed Sale	Jul 3, 2025 · Amount on Record
Prior Sale	Jul 25, 2022 · Amount on Record
Deed Book / Page	3464 / 443
Prior Transfer Date	Apr 16, 2021
Prior Transfer Doc	3195000848
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Jul 25, 2022
Property Address	3582 PRATT DR, LAPEER, MI 48446-2986
Document Number	0033060907
Book / Page	3306 / 907
Map Reference	LB 2002 PG 575-617
Instrument Date	Jul 20, 2022
Transaction Type	Transfer
Record Updated	Sep 8, 2022
Title Company	NOT AVAILABLE, LCT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,670.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3582 PRATT DR, 3582, LAPEER, MI 48446-2986

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3081 BURNSIDE RD, NORTH BRANCH, MI 48461-9661

Mortgage

Document Number	0003306909
Date	Jul 25, 2022
Instrument	3306/909

Lender

Name	TRI COUNTY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Jul 27, 2021
Property Address	3582 PRATT DR, LAPEER, MI 48446-2986
Document Number	0032230614
Book / Page	3223 / 614
Instrument Date	Jul 22, 2021
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	CRISLO TITLE COMPANY, CISLO TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$2,325.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3546 S LAPEER RD, 3546, METAMORA, MI 48455-8800

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3582 PRATT DR, LAPEER, MI 48446-2986

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAPEER MI
Recording Date	Apr 21, 2021
Property Address	3582 PRATT DR, LAPEER, MI 48446-2986
Document Number	0031950848
Book / Page	3195 / 848
Map Reference	LB 2002 PG 575-617
Instrument Date	Apr 16, 2021
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3456 S LAPEER RD, 3456, METAMORA, MI 48455-8996

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3456 S LAPEER RD, METAMORA, MI 48455-8996

Mortgage

Document Number	0031950852
Date	Apr 21, 2021
Book Page	3195/852

Lender

Name	ELGA CREDIT UNION
Type	Credit Union
Address	BURTON, MI 48519

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Elba Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$194,300 (+2.86%)	$388,600 (+2.86%)
2025	$3,801.00 Homeowner's exemption	$188,900 (+26.02%)	$377,800 (+26.02%)
2023		$149,900	$299,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1996–2006)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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