3554 Pratt Dr, Lapeer, MI 48446 Property Records

Lapeer County property record for 3554 Pratt Dr, Lapeer, MI 48446

Property Summary

Property Type	Condominium
Details	2 ba · 1,413 sqft · built 2020
Lot Size	0.412 acres (17,986 sqft)
Owner	2 Individual Names on Record
Last Sale	$269,990 (Sep 2020)
Tax Bill	$3,421 (2025)
Deeds & Mortgages	Sep 2020 Transfer Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`008-610-011-00`

Property Details

APN / Parcel Number

Primary APN	`008-610-011-00`

Interior

Full Baths	2 Baths
Building Area	1,413 sqft Living Area
1st Floor Area	1,413 sqft
Basement Area	1,413 sqft
Flooring	Carpet

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Condo/Apartment
Lot Area	17,986 sqft (0.412 acres)
Garage Area	484 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3554 PRATT DR
City	LAPEER
State	MI
Zip	48446-2986
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R1
Legal Description	SEC 14 T7N R9E ELBA TWP LAPEER CNTY MI NEPESSING LAKESIDE CONDOMINIUM UNIT 11
Legal Range	09E
Legal Township	07N
Legal Section	14
Legal Subdivision	NEPESSING LAKESIDE CONDO
Legal Unit	11
Jurisdiction	LAPEER MI
Township / Civil Division	ELBA
Census Block Group	2
Census Block	2006
Census Tract	336000

Owner

Source: Lapeer County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3554 PRATT DR, LAPEER, MI 48446-2986
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Sep 28, 2020	Warranty Deed, Transfer · Conventional Mortgage CASON HOME LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2020 · Amount on Record
Deed Sale	Sep 28, 2020 · Amount on Record
Deed Book / Page	3132 / 411
Prior Transfer Date	Sep 24, 2020
Prior Transfer Doc	0003132409
Record Updated	Sep 20, 2026

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAPEER MI
Recording Date	Sep 28, 2020
Property Address	3554 PRATT DR, LAPEER, MI 48446-2986
Document Number	0031320409
Book / Page	003132 / 000409
Instrument Date	Sep 24, 2020
Transaction Type	Transfer
Record Updated	Nov 26, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3546 S LAPEER RD METAMORA MI 484558800, METAMORA, MI 48455-8800

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Sep 28, 2020
Property Address	3554 PRATT DR, LAPEER, MI 48446-2986
Document Number	0031320411
Book / Page	3132 / 411
Map Reference	LB 2002 PG 575
Instrument Date	Sep 24, 2020
Transaction Type	Transfer
Record Updated	Jul 5, 2021
Title Company	CISLO TTL CO TTL INS & ESCRO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,025.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3546 S LAPEER RD, 3546, METAMORA, MI 48455-8800

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3112 FALCON DR, BURTON, MI 48519-1485
Investor	Possibly a Property Investor

Mortgage

Document Number	3132413
Date	Sep 28, 2020
Instrument	3132/413

Lender

Name	CASON HOME LOANS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Elba Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$193,800 (+2.98%)	$387,600 (+2.98%)
2025	$3,421.00 (+1.6%) Homeowner's exemption	$188,200 (+25.72%)	$376,400 (+25.72%)
2024	$3,367.00 (+6.15%)
2023		$149,700	$299,400
2022	$3,172.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1996–2006)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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