3582 E Riho Ln, Yuma, AZ 85365 Property Records

Yuma County property record for 3582 E Riho Ln, Yuma, AZ 85365

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,320 sqft · built 1994
Lot Size	0.253 acres (11,001 sqft)
Owner	Individual Name on Record
Last Sale	$244,492 (Aug 2025)
Tax Bill	$2,257 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Nov 2023 Mortgage + 5 more
Flood Zone	Zone X (moderate risk)
APN	`723-55-190`

Property Details

APN / Parcel Number

Primary APN	`723-55-190`
Alternative APNs	`R0011395` `10436190`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,320 sqft Living Area
Gross Area	3,438 sqft
1st Floor Area	2,320 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Frame/Stucco
Construction Type	Frame
Roof Material	Concrete
Lot Area	11,001 sqft (0.253 acres)
View / Lot	Sound
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Pool Area	300 sqft
Porch	Slab
Porch Area	751 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	R0011395
Street Address	3582 E RIHO LN
City	YUMA
State	AZ
Zip	85365-4650
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-8
Legal Description	SUBDIVISION: TIERRA MESA EST 8 LOT: 190 SECTION: 24 TOWNSHIP: 09S RANGE: 23W
Legal Range	23W
Legal Township	09S
Legal Section	24
Legal Subdivision	TIERRA MESA EST 8
Legal Lot Number	190
Jurisdiction	YUMA AZ
Township / Civil Division	YUMA
Census Block Group	2
Census Block	2018
Census Tract	11107

Owner

Source: Yuma County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2205 E 25TH PL, YUMA, AZ 85365-3240
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Nov 2, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
May 29, 2026	Warranty Deed, Transfer · Conventional Mortgage HOMEXPRESS MORTGAGE CORPORATION
Aug 14, 2025	Special Warranty Deed, Transfer MORTGAGE CONNECT LP
Jun 2, 2025	Trustee's Deed, Foreclosure ACCOMODATION, ACCOMMODATION
Aug 16, 2024	Warranty Deed, Transfer CLEAREDGE TITLE, CLEAREDGE TITLE INC
Nov 10, 2020	Warranty Deed, Transfer · FHA Mortgage NOVA FINANCIAL & INVESTMENT CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2025 · Amount on Record
Deed Sale	Aug 14, 2025 · Amount on Record
Prior Sale	Aug 16, 2024 · Amount on Record
Deed Document Number	202520076
Prior Transfer Date	Jun 2, 2025
Prior Transfer Doc	0000013579
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUMA AZ
Property Address	3582 E RIHO LN, YUMA, AZ 85365-4650
Transaction Type	Mortgage
Record Updated	Jun 16, 2026
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1582 E RIHO LN, YUMA, AZ 85365

Mortgage

Document Number	0000007608
Date	Mar 30, 2023
Instrument	2023-07608

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	333 Months
Due	Dec 1, 2050

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUMA AZ
Property Address	3582 E RIHO LN, YUMA, AZ 85365-4650
Transaction Type	Mortgage
Record Updated	Jun 16, 2026
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3582 E RIHO LN, YUMA, AZ 85365-4650

Mortgage

Document Number	0000025599
Date	Nov 2, 2023
Instrument	2023-25599

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Dec 1, 2050

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YUMA AZ
Recording Date	May 29, 2026
Property Address	3582 E RIHO LN, YUMA, AZ 85365-4650
Document Number	0000013719
Instrument Date	May 20, 2026
Instrument	202613719
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	PIONEER TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	2205 E 25TH PL, YUMA, AZ 85365-3240

Mortgage

Document Number	0000013720,
Date	May 29, 2026
Instrument	202613720

Lender

Name	HOMEXPRESS MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

August 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	YUMA AZ
Recording Date	Aug 14, 2025
Property Address	3582 E RIHO LN, YUMA, AZ 85365-4650
Document Number	0000020076
Map Reference	MB 13 PG 44&45
Instrument Date	Jul 23, 2025
Instrument	2025-20076
Transaction Type	Transfer
Record Updated	Jun 16, 2026
Title Company	MORTGAGE CONNECT LP

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11988 EXIT 5 PKWY # PKWY4, PKWY4, FISHERS, IN 46037-8021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2205 E 25TH PL, YUMA, AZ 85365-3240

June 2025: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	YUMA AZ
Recording Date	Jun 2, 2025
Property Address	3582 E RIHO LN, YUMA, AZ 85365-4650
Document Number	0000013579
Map Reference	MB 13 PG 44&45
Instrument Date	Jun 2, 2025
Instrument	2025-13579
Transaction Type	Foreclosure
Record Updated	Jun 16, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11988 EXIT 5 PKWY # 4, 4, FISHERS, IN 46037-8022

August 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YUMA AZ
Recording Date	Aug 16, 2024
Property Address	3582 E RIHO LN, YUMA, AZ 85365-4650
Document Number	0000019599
Map Reference	MB 13 PG 44&45
Instrument Date	Aug 13, 2024
Instrument	2024-19599
Transaction Type	Transfer
Record Updated	Jun 16, 2026
Title Company	CLEAREDGE TITLE, CLEAREDGE TITLE INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3582 E RIHO LN, YUMA, AZ 85365-4650

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3582 E RIHO LN, YUMA, AZ 85365-4650
Investor	Possibly a Property Investor

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YUMA AZ
Recording Date	Nov 10, 2020
Property Address	3582 E RIHO LN, YUMA, AZ 85365-4650
Document Number	0000034367
Map Reference	MB 13 PG 44&45
Instrument Date	Nov 3, 2020
Instrument	2020-34367
Transaction Type	Transfer
Record Updated	Nov 19, 2021
Title Company	CHICAGO TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3582 E RIHO LN, 3582, YUMA, AZ 85365-4650

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3582 E RIHO LN, YUMA, AZ 85365-4650

Mortgage

Document Number	0000034368
Date	Nov 10, 2020
Instrument	2020-34368

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Yuma County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Yuma County
Elementary School District	Yuma Elementary District (PK - 08)
Secondary School District	Yuma Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$21,768 (+15.76%) Land $3,405 Building $18,363	$367,615 (+31.16%) Land $57,500 Building $310,115
2025	$2,257.00 (+5.81%)
2023	$2,133.00	$18,805 Land $3,556 Building $15,249	$280,285 Land $53,000 Building $227,285

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CS TIERRA MESA ESTATES WATER COMPANY private · serves 632 people · EPA ID AZ0414080
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Uranium not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Sun Valley Broadband Fixed Wireless	500 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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