3581 Pacifica Ln, Elk Grove, CA 95758 Property Records

Sacramento County property record for 3581 Pacifica Ln, Elk Grove, CA 95758

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,165 sqft · built 1998
Lot Size	0.183 acres (7,973 sqft)
Owner	Trust Name on File
Last Sale	$272,500 (Aug 2010)
Tax Bill	$4,060 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Apr 2018 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`132-0380-013-0000`

Property Details

APN / Parcel Number

Primary APN	`132-0380-013-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,165 sqft Living Area
1st Floor Area	1,045 sqft
2nd Floor Area	1,120 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	7,973 sqft (0.183 acres)
Garage Area	789 sqft
Parking Spaces	3 Parking Spaces
Pool Area	27,000 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3581 PACIFICA LN
City	ELK GROVE
State	CA
Zip	95758-4642
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	LAKESIDE 03, LOT 13
Legal Subdivision	LAKESIDE 03
Legal Lot Number	13
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	4
Census Block	4020
Census Tract	9622

Owner

3581 Pacifica Ln is owner-occupied and held in a trust since April 2018.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	Trust Name on File
Mailing Address	3581 PACIFICA LN, ELK GROVE, CA 95758-4642
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Apr 16, 2018	Quit Claim Deed, Transfer Quitclaim
May 27, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Feb 23, 2017	Quit Claim Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 5, 2010 · Amount on File
Deed Sale	Aug 5, 2010 · Amount on File
Prior Sale	Oct 9, 2002 · Amount on File
Deed Book / Page	20100805 / 1513
Last Transfer Date	Apr 10, 2018
Transfer Doc	4160000000441
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3581 PACIFICA LN, ELK GROVE, CA 95758-4642
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3581 PACIFICA LN, ELK GROVE, CA 95758-4642

Mortgage

Document Number	0000000826
Date	Jan 19, 2023
Instrument	2023011900826

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	FORT WORTH, TX 76155

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 16, 2018
Property Address	3581 PACIFICA LN, ELK GROVE, CA 95758-4642
Document Number	1804160441
Instrument Date	Apr 10, 2018
Instrument	1804160441
Transaction Type	Transfer
Record Updated	Apr 24, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3581 PACIFICA LN ELK GROVE CA 957584642, ELK GROVE, CA 95758-4642

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3581 PACIFICA LN, ELK GROVE, CA 95758-4642
Document Number	1706070992
Instrument Date	May 27, 2017
Transaction Type	Mortgage
Record Updated	Aug 1, 2017
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3581 PACIFICA LN ELK GROVE CA 957584642, ELK GROVE, CA 95758-4642

Mortgage

Document Number	1706070992
Date	Jun 7, 2017
Instrument	1706070992

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 23, 2017
Property Address	3581 PACIFICA LN, ELK GROVE, CA 95758-4642
Document Number	0000001359
Book / Page	170223 / 001359
Instrument Date	Feb 8, 2017
Transaction Type	Transfer
Record Updated	Mar 7, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3581 PACIFICA LN ELK GROVE CA 957584642, ELK GROVE, CA 95758-4642

Tax Assessment & Valuation

The 2025 property tax bill for 3581 Pacifica Ln was $4,060 with a homeowner's exemption, up 0.9% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Elk Grove City
Unified School District	Elk Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$356,087 (+2%) Land $196,013 Building $160,074
2025	$4,060.00 (+0.94%) Homeowner's exemption	$349,106 Land $192,170 Building $156,936
2024	$4,022.00 (+2.89%)
2023	$3,909.00 (+1.69%) Homeowner's exemption	$335,551 Land $184,708 Building $150,843
2022	$3,844.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3581 Pacifica Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Nearby Flood Policies	29 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3581 Pacifica Ln is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 70% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCWA - LAGUNA/VINEYARD serves 188,417 people · EPA ID CA3410029
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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