3577 Pacifica Ln, Elk Grove, CA 95758 Property Records

Sacramento County property record for 3577 Pacifica Ln, Elk Grove, CA 95758

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,561 sqft · built 1999
Lot Size0.183 acres (7,973 sqft)
OwnerIndividual Name on File
Last Sale$748,000 (Sep 2021)
Tax Bill$8,780 (2025)
Deeds & MortgagesApr 2024 Line of Credit
Sep 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN132-0380-014-0000

Property Details

APN / Parcel Number

Primary APN132-0380-014-0000

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,561 sqft Living Area
1st Floor Area1,445 sqft
2nd Floor Area1,116 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleL-Shape
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof MaterialOther
Lot Area7,973 sqft (0.183 acres)
Garage Area750 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3577 PACIFICA LN
CityELK GROVE
StateCA
Zip95758-4642
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRD-5
Legal DescriptionLAKESIDE 03, LOT 14
Legal SubdivisionLAKESIDE 03
Legal Lot Number14
JurisdictionSACRAMENTO CA
Township / Civil DivisionSACRAMENTO
Census Block Group4
Census Block4020
Census Tract9622

Owner

3577 Pacifica Ln is owned and occupied by an individual who bought it in September 2021.

Source: Sacramento County records, as of July 22, 2026

Owner of RecordIndividual Name on File
Mailing Address3577 PACIFICA LN, ELK GROVE, CA 95758-4642
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 29, 2024Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Sep 24, 2021Grant Deed, Transfer · Conventional Mortgage
CALIBER HOME LOANS INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 24, 2021 · Amount on File
Deed SaleSep 24, 2021 · Amount on File
Prior SaleAug 25, 2010 · Amount on File
Deed Document Number20211389
Deed Book / Page20210924 / 1389
Record UpdatedOct 29, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address3577 PACIFICA LN, ELK GROVE, CA 95758-4642
Transaction TypeMortgage
Record UpdatedMay 9, 2024
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address3577 PACIFICA LN, ELK GROVE, CA 95758-4642

Mortgage

Document Number0000000441
DateApr 29, 2024
Instrument202404290441
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueApr 19, 2054
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSACRAMENTO CA
Recording DateSep 24, 2021
Property Address3577 PACIFICA LN, ELK GROVE, CA 95758-4642
Document Number2021092401389
Map ReferenceMB 241 PG 7
Instrument DateSep 17, 2021
Instrument2021092401389
Transaction TypeTransfer
Record UpdatedOct 7, 2021
Title CompanyPLACER TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3577 PACIFICA LN, ELK GROVE, CA 95758-4642

Mortgage

Document Number2021092401390
DateSep 24, 2021
Instrument2021092401390
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3577 Pacifica Ln was $8,780, up 0.8% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
MunicipalityElk Grove City
Unified School DistrictElk Grove Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$809,442 (+2%) Land $135,304 Building $674,138
2025$8,780.00 (+0.84%)$793,571 Land $132,651 Building $660,920
2024$8,707.00 (+2.76%)
2023$8,473.00 (+1.75%)$762,756 Land $127,500 Building $635,256
2022$8,327.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3577 Pacifica Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 29 policies
Nearby Flood Policies29 in force
Nearby Flood Claims1 (1998)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3577 Pacifica Ln is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 70% of California
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCWA - LAGUNA/VINEYARD
serves 188,417 people · EPA ID CA3410029
Water SourceSurface water
Last State InspectionDec 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
unWired Broadband
Fixed Wireless
400 / 50
DigitalPath
Fixed Wireless
200 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile, Verizon.

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