3581 Franklin Rd, Troy, TX 76579 Property Records

Bell County property record for 3581 Franklin Rd, Troy, TX 76579

Property Summary

Property Type	Misc Structure / Fixture
Details	2 ba · 2,429 sqft · built 1975
Lot Size	3.52 acres (153,375 sqft)
Owner	Individual Name on Record
Tax Bill	$5,635 (2023)
Deeds & Mortgages	Mar 2022 Mortgage Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0517060201`

Property Details

APN / Parcel Number

Primary APN	`0517060201`
Alternative APNs	`42528` `28510`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,429 sqft Gross Area
1st Floor Area	2,429 sqft
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	153,375 sqft (3.52 acres)
Garage Area	725 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	415 sqft
Storage Building	224 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	28510
Street Address	3581 FRANKLIN RD
City	TROY
State	TX
Zip	76579-3544
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Misc Structure / Fixture
Legal Description	A0340BC W GILMORE, 5-2-1, ACRES 3.521 5-2-1,
Legal Subdivision	W GILMORE
Jurisdiction	BELL TX
Township / Civil Division	EAST BELL
Census Block Group	2
Census Block	2034
Census Tract	20101

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1619 HIGHLAND OAKS DR, KELLER, TX 76248-6837
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2022	Vendor's Lien, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 15, 2018	Warranty Deed, Transfer CAPITAL FARM CR FLCA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2022
Deed Sale	Mar 2, 2022
Deed Document Number	2022013757
Record Updated	Jun 7, 2026

March 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Mar 2, 2022
Property Address	3581 FRANKLIN RD, TROY, TX 76579-3544
Document Number	0000013757
Instrument Date	Feb 25, 2022
Instrument	2022013757
Transaction Type	Transfer
Record Updated	Mar 15, 2022
Title Company	CENTRALAND TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5320 205 LOOP # LOOP133, 5320, TEMPLE, TX 76502-4097

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1619 HIGHLAND OAKS DR, KELLER, TX 76248-6837

Mortgage

Document Number	0000013758
Date	Mar 2, 2022
Instrument	2022013758

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Oct 15, 2018
Property Address	3581 FRANKLIN RD, TROY, TX 76579-3544
Document Number	0000043254
Book / Page	010625 / 000834
Instrument Date	Oct 12, 2018
Instrument	43254
Transaction Type	Transfer
Record Updated	Oct 31, 2018
Title Company	CENTRALAND TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7317 E FM 436 TEMPLE TX 765017382, TEMPLE, TX 76501-7382

Mortgage

Document Number	43255
Date	Oct 15, 2018
Book Page	010625/000841
Instrument	43255

Lender

Name	CAPITAL FARM CR FLCA
Type	Funding / Finance Company
Address	BRYAN, TX 77802

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Oct 14, 2033

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Unified School District	Troy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,635.00 (+533.15%)	$433,519 Land $129,744 Building $303,775	$433,519 Land $129,744 Building $303,775
2022	$890.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 51% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PENDLETON WSC serves 3,111 people · EPA ID TX0140033
Water Source	Purchased surface water from BLUEBONNET WSC
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
Rise Broadband Fixed Wireless	25 / 5

May also be available: AT&T, Verizon.

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