3405 Franklin Rd, Troy, TX 76579 Property Records

Bell County property record for 3405 Franklin Rd, Troy, TX 76579

Property Summary

Property Type	Ranch
Details	built 2008
Lot Size	12.2 acres (532,434 sqft)
Owner	2 Individual Names on Record
Tax Bill	$23 (2023)
Deeds & Mortgages	May 2020 Mortgage Apr 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`0517060306`

Property Details

APN / Parcel Number

Primary APN	`0517060306`
Alternative APNs	`402203` `631205`

Exterior

Year Built	Built 2008
Lot Area	532,434 sqft (12.2 acres)

Location & Zoning

Account Number	631205
Street Address	3405 FRANKLIN RD
City	TROY
State	TX
Zip	76579-3542
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Ranch
Legal Description	A0340BC W GILMORE, 5-2, ACRES 12.223 5-2,
Legal Subdivision	W GILMORE
Jurisdiction	BELL TX
Township / Civil Division	EAST BELL
Census Block Group	2
Census Block	2034
Census Tract	20101

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	406 SUNRISE BLF, TEMPLE, TX 76502-7069
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2020	Warranty Deed, Transfer CAPITAL FARM CR FLCA
Apr 6, 2020	Correction Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2020
Deed Sale	Apr 30, 2020
Deed Document Number	2020020718
Last Transfer Date	May 1, 2020
Transfer Doc	0000020718
Record Updated	Jun 7, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	May 1, 2020
Property Address	3405 FRANKLIN RD, TROY, TX 76579-3542
Document Number	0000020718
Instrument Date	Apr 30, 2020
Instrument	20718
Transaction Type	Transfer
Record Updated	Jun 23, 2020
Title Company	CENTRAL LAND TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	406 SUNRISE BLF TEMPLE TX 765027069, TEMPLE, TX 76502-7069

Mortgage

Document Number	20719
Date	May 1, 2020
Instrument	20719

Lender

Name	CAPITAL FARM CR FLCA
Type	Funding / Finance Company
Address	BRYAN, TX 77802

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Apr 30, 2035

April 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	BELL TX
Recording Date	Apr 6, 2020
Property Address	3405 FRANKLIN RD, TROY, TX 76579-3542
Document Number	0000016688
Instrument Date	Apr 6, 2020
Instrument	16688
Transaction Type	Transfer
Record Updated	Jun 8, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3490 FRANKLIN RD TROY TX 765793541, TROY, TX 76579-3541

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Unified School District	Troy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$23.00 (+15%)	$91,833	$91,833 Land $91,833
2022	$20.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 44% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PENDLETON WSC serves 3,111 people · EPA ID TX0140033
Water Source	Purchased surface water from BLUEBONNET WSC
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
Rise Broadband Fixed Wireless	25 / 5

May also be available: AT&T, Verizon.

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