3580 Sweet Bay Dr, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 3580 Sweet Bay Dr, Pace, FL 32571

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,032 sqft · built 1987
Owner	2 Individual Names on Record
Last Sale	$220,000 (Aug 2020)
Tax Bill	$2,856 (2024)
Deeds & Mortgages	Mar 2022 Mortgage Jul 2021 Line of Credit + 1 more
Flood Zone	Zone AE (high risk)
APN	`05-1N-29-5802-00F00-0050`

Property Details

APN / Parcel Number

Primary APN	`05-1N-29-5802-00F00-0050`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,032 sqft Heated Area
Gross Area	3,950 sqft
1st Floor Area	2,472 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1997
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Shingle
Garage Type	Mixed
Garage Area	576 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	422 sqft
Deck Area	1 sqft
Shed	1 Shed
Shed Area	2 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	051N29580200F000050
Street Address	3580 SWEET BAY DR
City	PACE
State	FL
Zip	32571-8941
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	WOODBINE HILLS 1ST ADD LOTS 5 & 6 BLK F AS DES IN OR 3987 PG 1455 (COMBINED LOTS 6 WITH LOT 5 PER REQ FOR 2011)
Legal Range	29W
Legal Township	01N
Legal Section	05
Legal Subdivision	WOODBINE HILLS/1ST
Legal Block	F
Legal Lot Number	5-6 6
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	2
Census Block	2014
Census Tract	10707

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3580 SWEET BAY DR, PACE, FL 32571-8941
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jul 22, 2021	Deed of Trust, Mortgage · Line of Credit PEN AIR FEDERAL CU
Aug 10, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2020 · Amount on Record
Deed Sale	Aug 10, 2020 · Amount on Record
Deed Document Number	202040049
Deed Book / Page	3987 / 1455
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	3580 SWEET BAY DR, PACE, FL 32571-8941
Transaction Type	Mortgage
Record Updated	May 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3580 SWEET BAY DR, MILTON, FL 32571-8941

Mortgage

Document Number	0042650335
Date	Mar 31, 2022
Book Page	4265/335
Instrument	202219133

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2037

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	3580 SWEET BAY DR, PACE, FL 32571-8941
Transaction Type	Mortgage
Record Updated	Aug 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3580 SWEET BAY DR, MILTON, FL 32571-8941

Mortgage

Document Number	0041520748
Date	Jul 22, 2021
Book Page	4152/748
Instrument	202149329

Lender

Name	PEN AIR FEDERAL CU
Type	Credit Union
Address	PENSACOLA, FL 32514

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 21, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Aug 10, 2020
Property Address	3580 SWEET BAY DR, PACE, FL 32571-8941
Document Number	0039871455
Book / Page	003987 / 001455
Instrument Date	Aug 7, 2020
Instrument	40049
Transaction Type	Transfer
Record Updated	Oct 1, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,540.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3580 SWEET BAY DR PACE FL 325718941, PACE, FL 32571-8941

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,856.00 (+4.08%) Homeowner's exemption	$256,690 (+3%)	$300,947 (-2.2%) Land $54,400 Building $246,547
2023	$2,744.00 (+2.62%) Homeowner's exemption	$249,214 (+3%)	$307,707 (+11.88%) Land $54,400 Building $253,307
2022	$2,674.00 Homeowner's exemption	$241,955	$275,026 Land $44,200 Building $230,826

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 57 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	57 in force
Nearby Flood Claims	10 (1995–2020)
Claims Outside the SFHA	10 of 10
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Verizon.

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