3576 Sweet Bay Dr, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 3576 Sweet Bay Dr, Pace, FL 32571

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,832 sqft · built 1988
Lot Size	0.477 acres (20,778 sqft)
Owner	2 Individual Names on Record
Last Sale	$299,000 (Oct 2023)
Tax Bill	$2,836 (2024)
Deeds & Mortgages	Mar 2026 Mortgage Oct 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-1N-29-5802-00F00-0040`

Property Details

APN / Parcel Number

Primary APN	`05-1N-29-5802-00F00-0040`
Alternative APN	`N29105580200F000040`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,832 sqft Living Area
Gross Area	2,420 sqft
1st Floor Area	1,832 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2008
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	20,778 sqft (0.477 acres)
Lot Dimensions	208 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	450 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	138 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3576 SWEET BAY DR
City	MILTON
State	FL
Zip	32571-8941
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	WOODBINE HILLS 1ST ADD (PB C PG 170) LOT 4 BLK F AS DES IN OR 4444 PG 259
Legal Range	29W
Legal Township	1N
Legal Section	05
Legal Subdivision	WOODBINE HILLS/1ST
Legal Block	F
Legal Lot Number	4
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	2
Census Block	2014
Census Tract	10707

Owner

Source: Santa Rosa County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3576 SWEET BAY DR, PACE, FL 32571-8941
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Deed of Trust, Mortgage · VA Mortgage AMERIS BANK
Oct 19, 2023	Warranty Deed, Transfer · VA Mortgage AMERIS BANK
Mar 24, 2020	Deed of Trust, Mortgage · Line of Credit WHITNEY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2023 · Amount on Record
Deed Sale	Oct 19, 2023 · Amount on Record
Prior Sale	Sep 20, 2012 · Amount on Record
Deed Document Number	202347388
Deed Book / Page	4444 / 259
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	3576 SWEET BAY DR, PACE, FL 32571-8941
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	CLEAR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3576 SWEET BAY DR, PACE, FL 32571-8941

Mortgage

Document Number	0047251055
Date	Mar 30, 2026
Book Page	4725/1055
Instrument	202615474

Lender

Name	AMERIS BANK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Oct 19, 2023
Property Address	3576 SWEET BAY DR, PACE, FL 32571-8941
Document Number	0044440259
Book / Page	4444 / 259
Map Reference	MB C PG 170
Instrument Date	Oct 19, 2023
Instrument	202347388
Transaction Type	Transfer
Record Updated	Nov 10, 2023
Title Company	NOT AVAILABLE, TRADEWINDS TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,093.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2725 SEA LARK LN, MILTON, FL 32583-5611

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3576 SWEET BAY DR, PACE, FL 32571-8941

Mortgage

Document Number	0004444262
Date	Oct 19, 2023
Instrument	4444/262

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	3576 SWEET BAY DR, PACE, FL 32571-8941
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039311425
Date	Mar 24, 2020
Book Page	3931/1425
Instrument	202014173

Lender

Name	WHITNEY BANK
Type	Bank
Address	MILTON, FL 32571

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 11, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$225,619 (-0.69%) Land $37,000 Building $188,619	$225,619 (-0.69%) Land $37,000 Building $188,619
2024	$2,836.00 (+158.52%)	$227,190 (+84.09%) Land $32,000 Building $195,190	$227,190 (+15.26%) Land $32,000 Building $195,190
2023	$1,097.00 (+3.39%) Homeowner's exemption	$123,413 (+3%)	$197,106 (+13.25%) Land $32,000 Building $165,106
2022	$1,061.00 Homeowner's exemption	$119,818	$174,044 Land $26,000 Building $148,044

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 57 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	57 in force
Nearby Flood Claims	10 (1995–2020)
Claims Outside the SFHA	10 of 10
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 71% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Verizon.

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