358 Walnut St, Spring City, TN 37381 Property Records

Rhea County property record for 358 Walnut St, Spring City, TN 37381

Property Summary

Property Type	Single Family Home
Details	1 ba · 640 sqft · built 1966
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Oct 2024)
Tax Bill	$452 (2021)
Deeds & Mortgages	Mar 2024 Mortgage Oct 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`072030E A 01800`

Property Details

APN / Parcel Number

Primary APN	`072030E A 01800`
Alternative APN	`030E A 01800`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	640 sqft Living Area
1st Floor Area	640 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1996
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Terrain	Rolling
Garage Type	Carport
Garage Area	182 sqft
Carport	Carport
Carport Area	182 sqft
Porch	Slab
Porch Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	358 WALNUT ST
City	SPRING CITY
State	TN
Zip	37381-4002
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 2; SUBDIVISION: EDGEWOOD HILLS; BLOCK: E
Legal Subdivision	EDGEWOOD HILLS
Legal Block	E
Legal Lot Number	14
Jurisdiction	RHEA TN
Township / Civil Division	2
Census Block Group	3
Census Block	3025
Census Tract	975100

Owner

358 Walnut St is owned and occupied by an individual who bought it in October 2024.

Source: Rhea County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	358 WALNUT ST, SPRING CITY, TN 37381-4002
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2024	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Oct 15, 2024	Warranty Deed, Transfer · FHA Mortgage UNION HOME MORTGAGE CORP
Jul 20, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2024 · Amount on File
Deed Sale	Oct 15, 2024 · Amount on File
Prior Sale	Apr 5, 2016 · Amount on File
Deed Document Number	202425485
Deed Book / Page	528 / 470
Prior Transfer Date	Jul 20, 2018
Prior Transfer Doc	0000007290
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RHEA TN
Property Address	358 WALNUT ST, SPRING CITY, TN 37381-4002
Transaction Type	Mortgage
Record Updated	Jan 16, 2026
Title Company	VYLLA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	358 WALNUT ST, SPRING CITY, TN 37381-4002

Mortgage

Document Number	0000022650
Date	Mar 21, 2024
Book Page	T705/211
Instrument	24022650

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	468 Months
Due	Mar 1, 2063

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RHEA TN
Recording Date	Oct 15, 2024
Property Address	358 WALNUT ST, SPRING CITY, TN 37381-4002
Document Number	0000025485
Book / Page	528 / 470
Map Reference	MB 3 PG 39
Instrument Date	Oct 8, 2024
Instrument	24025485
Transaction Type	Transfer
Record Updated	Jan 16, 2026
Title Company	CUMBERLAND TTL & GUARANTY LL

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$555.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8241 DOW CIR, STRONGSVILLE, OH 44136-1725

Mortgage

Document Number	0000025486
Date	Oct 15, 2024
Instrument	24025486

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2054

Mortgage

Document Number	0000025487
Date	Oct 15, 2024
Book Page	T716/577
Instrument	24025487

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2054

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RHEA TN
Recording Date	Jul 20, 2018
Property Address	358 WALNUT ST, SPRING CITY, TN 37381-4002
Document Number	0000007290
Book / Page	000467 / 000738
Instrument Date	Jul 20, 2018
Instrument	7290
Transaction Type	Transfer
Record Updated	Jul 30, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 RIVERBEND DR COVINGTON GA 300141665, COVINGTON, GA 30014-1665

Tax Assessment & Valuation

Source: Rhea County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Rhea County
Municipality	Spring City Town
Unified School District	Rhea County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$23,050 (-) Land $3,575 Building $19,475
2024		$23,050 Land $3,575 Building $19,475	$92,200 Land $14,300 Building $77,900
2022		$12,175 Land $2,375 Building $9,800	$48,700 Land $9,500 Building $39,200
2021	$452.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 358 Walnut St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2019 · Severe Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 358 Walnut St is moderate, ranking above 42% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 60% of Tennessee
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING CITY WATER SYSTEM serves 2,920 people · EPA ID TN0000656
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Treatment report not submitted Jan 2012
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: Verizon.

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