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320 Walnut St, Spring City, TN 37381 Property Records

Rhea County property record for 320 Walnut St, Spring City, TN 37381

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,118 sqft · built 1970
Lot Size0.339 acres (14,810 sqft)
OwnerIndividual Name on Record
Last Sale$130,400 (Aug 2020)
Tax Bill$997 (2021)
Deeds & MortgagesAug 2020 Sale & Mortgage
Oct 2019 Foreclosure
Flood ZoneZone X (minimal risk)
APN072030E A 01600

Property Details

APN / Parcel Number

Primary APN072030E A 01600
Alternative APN
  • 030E A 01600

Interior

Full Baths2 Baths
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,118 sqft Living Area
1st Floor Area1,118 sqft
Basement Area1,118 sqft
Finished Basement598 sqft
Unfinished Basement520 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1999
Exterior MaterialBrick
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area14,810 sqft (0.339 acres)
Lot Dimensions150 ft deep x 100 ft wide
TerrainRolling

Exterior Amenities

PorchOpen Porch
Porch Area30 sqft
Deck Area54 sqft
Patio Area54 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address320 WALNUT ST
CitySPRING CITY
StateTN
Zip37381-4002
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 2; SUBDIVISION: EDGEWOOD HILLS; BLOCK: E
Legal SubdivisionEDGEWOOD HILLS
Legal BlockE
Legal Lot Number18 100
JurisdictionRHEA TN
Township / Civil Division2
Census Block Group3
Census Block3025
Census Tract975100

Owner

Source: Rhea County records, as of January 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address19689 GORGAS RD, NORTHPORT, AL 35475-1921
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 10, 2020Warranty Deed, Transfer · Conventional Mortgage
JUSTICE FCU
Oct 30, 2019Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 10, 2020 · Amount on Record
Deed SaleAug 10, 2020 · Amount on Record
Prior SaleOct 30, 2019 · Amount on Record
Deed Document Number20003145
Deed Book / Page485 / 500
Record UpdatedJun 8, 2026

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRHEA TN
Recording DateAug 10, 2020
Property Address320 WALNUT ST, SPRING CITY, TN 37381-4002
Document Number0000003145
Book / Page000485 / 000500
Instrument DateAug 7, 2020
Instrument3145
Transaction TypeTransfer
Record UpdatedSep 9, 2020
Title CompanyTITLE INSURANCE COMPANY/DAYTON, TITLE INS CO/DAYTON

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$482.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address19689 GORGAS RD NORTHPORT AL 354751921, NORTHPORT, AL 35475-1921

Mortgage

Document Number3146
DateAug 10, 2020
Book Page000633/000169
Instrument3146
Lender
NameJUSTICE FCU
TypeCredit Union
AddressCHANTILLY, VA 20151
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 9, 2050

October 2019: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionRHEA TN
Recording DateOct 30, 2019
Property Address320 WALNUT ST, SPRING CITY, TN 37381-4002
Document Number0000013463
Book / Page000479 / 000090
Instrument DateOct 15, 2019
Instrument13463
Transaction TypeForeclosure
Record UpdatedNov 8, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$188.20
Amount AccuracyConfirmed
Additional
  • Foreclosure Auction
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address240 TRAVIS LN DAYTON TN 373215372, DAYTON, TN 37321-5372

Tax Assessment & Valuation

Source: Rhea County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyRhea County
MunicipalitySpring City Town
Unified School DistrictRhea County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$48,575 (+80.41%) Land $3,525 Building $45,050
2024$194,300 (+80.41%) Land $14,100 Building $180,200
2022$26,925 Land $2,350 Building $24,575$107,700 Land $9,400 Building $98,300
2021$997.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims1 (2019)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2019 · Severe Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · above 60% of Tennessee
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRING CITY WATER SYSTEM
serves 2,920 people · EPA ID TN0000656
Water SourceSurface water
Last State InspectionNov 2024
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureTreatment report not submitted
Jan 2012
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber		1,000 / 1,000

May also be available: Verizon.

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