Bergen County and Edgewater Borough property record for 358 Undercliff Ave, #360, Edgewater, NJ 07020
| Property Type | Single Family Home |
|---|---|
| Details | 2,594 sqft · built 1925 |
| Lot Size | 0.099 acres (4,312 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,250,000 (Dec 2024) |
| Tax Bill | $13,899 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-00062-0000-00011 |
| Primary APN | 13-00062-0000-00011 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,594 sqft Living Area |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Construction Type | Frame |
| Lot Area | 4,312 sqft (0.099 acres) |
| Lot Dimensions | 88 ft deep x 49 ft wide |
| Street Address | 358 UNDERCLIFF AVE, 360 |
|---|---|
| City | EDGEWATER |
| State | NJ |
| Zip | 07020-7251 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 49X88 0.099 |
| Legal Subdivision | EDGEWATER REALTY CO |
| Legal Block | 62 |
| Legal Lot Number | 11 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | EDGEWATER |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 13002 |
358 Undercliff Ave, #360 is owned and occupied by two individuals who bought it in December 2024.
Source: Bergen County and Edgewater Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 358 UNDERCLIFF AVE, 360, EDGEWATER, NJ 07020-7251 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 4, 2024 · Amount on File |
| Deed Sale | Dec 4, 2024 · Amount on File |
| Prior Sale | Feb 13, 2020 · Amount on File |
| Deed Document Number | 202471977 |
| Deed Book / Page | 5376 / 1493 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 358-360 UNDERCLIFF AVE, EDGEWATER, NJ 07020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|
| Document Number | 0040630607 |
|---|---|
| Date | Apr 8, 2021 |
| Book Page | 4063/607 |
| Instrument | 2021051970 |
| Name | FAMILY FIRST FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | TOMS RIVER, NJ 08753 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
The 2025 property tax bill for 358 Undercliff Ave, #360 was $13,899, up 10.6% from the year before.
Source: Bergen County and Edgewater Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Edgewater Borough |
| Unified School District | Edgewater Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $986,400 (+16.75%) Land $361,900 Building $624,500 | $986,400 (+16.75%) Land $361,900 Building $624,500 | |
| 2025 | $13,899.00 (+10.61%) | $844,900 Land $343,800 Building $501,100 | $844,900 Land $343,800 Building $501,100 |
| 2024 | $12,566.00 | ||
| 2023 | $760,400 Land $314,400 Building $446,000 | $760,400 Land $314,400 Building $446,000 | |
| 2022 | $11,812.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 358 Undercliff Ave, #360 in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 units insured incl. 2 condo units |
| Nearby Flood Claims | 2 (2007–2012) |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 358 Undercliff Ave, #360 is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Starry.
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