Bergen County and Edgewater Borough property record for 356 Undercliff Ave, Edgewater, NJ 07020
| Property Type | Single Family Home |
|---|---|
| Details | 5,569 sqft · built 1902 |
| Lot Size | 0.11 acres (4,809 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $800,000 (Oct 2022) |
| Tax Bill | $23,810 (2025) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage Mar 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-00062-0000-00012 |
| Primary APN | 13-00062-0000-00012 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 5,569 sqft Living Area |
| Year Built | Built 1902 |
|---|---|
| Effective Year Built | Effective 1902 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 4,809 sqft (0.11 acres) |
| Lot Dimensions | 130 ft deep x 37 ft wide |
| Street Address | 356 UNDERCLIFF AVE |
|---|---|
| City | EDGEWATER |
| State | NJ |
| Zip | 07020-7259 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 37X130 0.11 |
| Legal Subdivision | EDGEWATER |
| Legal Block | 62 |
| Legal Lot Number | 12 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | EDGEWATER |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 13002 |
Source: Bergen County and Edgewater Borough records · APN 13-00062-0000-00012
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 356 UNDERCLIFF AVE, EDGEWATER, NJ 07020-7259 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 20, 2022 | Bargain and Sale Deed, Transfer · Conventional Mortgage CITIBANK NA |
| Mar 08, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MARINERS BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 20, 2022 · Amount on Record |
| Deed Sale | Oct 20, 2022 · Amount on Record |
| Deed Document Number | 2022101154 |
| Deed Book / Page | 4839 / 1829 |
| Prior Transfer Date | Jul 22, 2022 |
| Prior Transfer Doc | 0048391829 |
| Record Updated | Sep 20, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Oct 20, 2022 |
| Property Address | 356 UNDERCLIFF AVE, EDGEWATER, NJ 07020-7259 |
| Document Number | 0048391829 |
| Book / Page | 4839 / 1829 |
| Instrument Date | Jul 22, 2022 |
| Instrument | 2022101154 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Title Company | ERIEVIEW TITLE AGENCY LLC, RIVERVIEW TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1710 SW 4TH AVE, 1710, BOCA RATON, FL 33432-7233 |
| Name | Verified Name |
|---|---|
| Address | 356 UNDERCLIFF AVE, EDGEWATER, NJ 07020-7259 |
| Document Number | 2022101155 |
|---|---|
| Date | Oct 20, 2022 |
| Instrument | 2022101155 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 356 UNDERCLIFF AVE, EDGEWATER, NJ 07020-7259 |
| Document Number | 0032231814 |
| Instrument Date | Mar 08, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 356 UNDERCLIFF AVE EDGEWATER NJ 070207259, EDGEWATER, NJ 07020-7259 |
| Document Number | 0032231814 |
|---|---|
| Date | Apr 18, 2019 |
| Book Page | 003223/001814 |
| Instrument | 24354 |
| Name | MARINERS BK |
|---|---|
| Type | Bank |
| Address | EDEWATER, NJ 07020 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 17, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Bergen County and Edgewater Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Edgewater Borough |
| Unified School District | Edgewater Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,512,000 (+4.46%) Land $418,500 Building $1,093,500 | $1,512,000 (+4.46%) Land $418,500 Building $1,093,500 | |
| 2025 | $23,810.00 (+6.56%) | $1,447,400 (+6.73%) Land $398,700 Building $1,048,700 | $1,447,400 (+6.73%) Land $398,700 Building $1,048,700 |
| 2024 | $22,345.00 (+5.57%) | ||
| 2023 | $1,356,100 Land $364,300 Building $991,800 | $1,356,100 Land $364,300 Building $991,800 | |
| 2022 | $21,167.00 |
Source: FEMA National Flood Hazard Layer as of December 8, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 units insured incl. 2 condo units |
| Nearby Flood Claims | 2 (2007–2012) |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Starry.
Based on FCC filings for 371 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures