358 Summers Rd, Copperas Cove, TX 76522 Property Records

Coryell County property record for 358 Summers Rd, Copperas Cove, TX 76522

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,320 sqft · built 1994
Lot Size	0.502 acres (21,867 sqft)
Owner	2 Individual Names on File
Last Sale	$204,637 (Nov 2022)
Tax Bill	$2,884 (2023)
Deeds & Mortgages	Nov 2022 Mortgage Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0-72-22-0540`

Property Details

APN / Parcel Number

Primary APN	`0-72-22-0540`
Alternative APN	`110586`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,320 sqft Living Area
Gross Area	1,760 sqft
1st Floor Area	1,320 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Lot Area	21,867 sqft (0.502 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	358 SUMMERS RD
City	COPPERAS COVE
State	TX
Zip	76522-9709
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1473 J T MONROE, ACRES .502
Legal Subdivision	J T MONROE
Jurisdiction	CORYELL TX
Township / Civil Division	COPPERAS COVE
Census Block Group	4
Census Block	4000
Census Tract	10603

Owner

358 Summers Rd is owned and occupied by two individuals who bought it in November 2022.

Source: Coryell County records, as of May 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	358 SUMMERS RD, COPPERAS COVE, TX 76522-9709
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2022	Vendor's Lien, Transfer UNITED WHOLESALE MORTGAGE
Jan 4, 2017	Vendor's Lien, Transfer · FHA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2022 · Amount on File
Deed Sale	Nov 21, 2022 · Amount on File
Prior Sale	Jan 4, 2017 · Amount on File
Deed Document Number	2022359133
Record Updated	Oct 29, 2026

November 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CORYELL TX
Recording Date	Nov 21, 2022
Property Address	358 SUMMERS RD, COPPERAS COVE, TX 76522-9709
Document Number	0000359133
Map Reference	DOC 209828
Instrument Date	Nov 17, 2022
Instrument	359133
Transaction Type	Transfer
Record Updated	Dec 8, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1845 KING ARTHUR CT, 1845, ORANGE, TX 77630-3038

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	358 SUMMERS RD, COPPERAS COVE, TX 76522-9709

Mortgage

Date	Nov 21, 2022

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Amount	Amount on Record

Mortgage

Document Number	0000359134
Date	Nov 21, 2022
Instrument	359134

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

January 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CORYELL TX
Recording Date	Jan 4, 2017
Property Address	358 SUMMERS RD, COPPERAS COVE, TX 76522-9709
Document Number	0000294282
Instrument Date	Dec 13, 2016
Instrument	294282
Transaction Type	Transfer
Record Updated	Dec 8, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	543 WILLOW CIRA, 543, HUNTSVILLE, AL 35808

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	358 SUMMERS RD, COPPERAS COVE, TX 76522-9709

Mortgage

Document Number	0000294283
Date	Jan 4, 2017
Instrument	294283

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2047

Tax Assessment & Valuation

Source: Coryell County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Coryell County
Municipality	Copperas Cove City
Unified School District	Copperas Cove Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$162,880 Land $24,000 Building $138,880	$162,880 Land $24,000 Building $138,880
2023	$2,884.00 (+10.84%)	$190,570 Land $24,000 Building $166,570	$190,570 Land $24,000 Building $166,570
2022	$2,602.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 358 Summers Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (2007–2025)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 358 Summers Rd is moderate, ranking above 45% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOPSEY WSC serves 963 people · EPA ID TX0500005
Water Source	Purchased surface water from CITY OF COPPERAS COVE
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20
Nextlink Fixed Wireless	100 / 20

May also be available: Altitude ISP.

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