354 Summers Rd, Copperas Cove, TX 76522 Property Records

Coryell County property record for 354 Summers Rd, Copperas Cove, TX 76522

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,456 sqft · built 1994
Lot Size	0.502 acres (21,867 sqft)
Owner	2 Individual Names on File
Last Sale	$255,647 (Jul 2022)
Tax Bill	$3,066 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0-72-22-0520`

Property Details

APN / Parcel Number

Primary APN	`0-72-22-0520`
Alternative APN	`110584`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,456 sqft Living Area
Gross Area	1,776 sqft
1st Floor Area	1,456 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,867 sqft (0.502 acres)
Garage Type	Attached
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	110 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	354 SUMMERS RD
City	COPPERAS COVE
State	TX
Zip	76522-9709
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1473 J T MONROE, ACRES .502
Legal Subdivision	J T MONROE
Jurisdiction	CORYELL TX
Township / Civil Division	COPPERAS COVE
Census Block Group	4
Census Block	4000
Census Tract	10603

Owner

354 Summers Rd is owned and occupied by two individuals who bought it in July 2022.

Source: Coryell County records, as of May 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	354 SUMMERS RD, COPPERAS COVE, TX 76522-9709
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2022	Vendor's Lien, Transfer · VA Mortgage EQUITY PRIME MORTGAGE LLC
Oct 4, 2021	Deed of Trust, Mortgage · VA Mortgage SMI LENDING INC
Nov 3, 2020	Vendor's Lien, Transfer · VA Mortgage MORTGAGE SOLUTIONS OF COLORADO LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2022 · Amount on File
Deed Sale	Jul 5, 2022 · Amount on File
Prior Sale	Nov 3, 2020 · Amount on File
Deed Document Number	2022354148
Prior Transfer Date	Aug 21, 2008
Prior Transfer Doc	221443
Record Updated	Sep 20, 2026

July 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CORYELL TX
Recording Date	Jul 5, 2022
Property Address	354 SUMMERS RD, COPPERAS COVE, TX 76522-9709
Document Number	0000354148
Instrument Date	Jun 3, 2022
Instrument	354148
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	109 BROWN LN, 109, TRUMANN, AR 72472-1052

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 23174, TUCSON, AZ 85734-3174

Mortgage

Document Number	0000354149
Date	Jul 5, 2022
Instrument	354149

Lender

Name	EQUITY PRIME MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jun 1, 2052

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CORYELL TX
Property Address	354 SUMMERS RD, COPPERAS COVE, TX 76522-9709
Transaction Type	Mortgage
Record Updated	Nov 24, 2021
Title Company	TEXAS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	343994
Date	Oct 4, 2021
Instrument	343994

Lender

Name	SMI LENDING INC
Type	Lending Institution
Address	DALLAS, TX 75244

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

November 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CORYELL TX
Recording Date	Nov 3, 2020
Property Address	354 SUMMERS RD, COPPERAS COVE, TX 76522-9709
Document Number	331561
Instrument Date	Oct 29, 2020
Instrument	331561
Transaction Type	Transfer
Record Updated	Sep 20, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	354 SUMMERS RD, COPPERAS COVE, TX 76522-9709

Mortgage

Document Number	331562
Date	Nov 3, 2020
Instrument	331562

Lender

Name	MORTGAGE SOLUTIONS OF COLORADO LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 354 Summers Rd was $3,066 with a homeowner's exemption, up 5.4% from the year before.

Source: Coryell County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Coryell County
Municipality	Copperas Cove City
Unified School District	Copperas Cove Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,066.00 (+5.43%) Homeowner's exemption	$206,505	$209,540 Land $24,000 Building $185,540
2024	$2,908.00 (+16.69%)
2023	$2,492.00 (-28.39%)	$244,480 Land $24,000 Building $220,480	$244,480 Land $24,000 Building $220,480
2022	$3,480.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 354 Summers Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (2007–2025)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 354 Summers Rd is moderate, ranking above 45% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOPSEY WSC serves 963 people · EPA ID TX0500005
Water Source	Purchased surface water from CITY OF COPPERAS COVE
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20
Nextlink Fixed Wireless	100 / 20

May also be available: Altitude ISP.

Nearby Properties on Summers Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures