358 S Nappanee St, Nappanee, IN 46550 Property Records

Elkhart County property record for 358 S Nappanee St, Nappanee, IN 46550

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,012 sqft · built 1900
Lot Size	0.488 acres (21,257 sqft)
Owner	Individual Name on Record
Last Sale	$306,888 (Jul 2025)
Tax Bill	$1,753 (2024)
Deeds & Mortgages	Jul 2025 Mortgage Mar 2021 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`20-13-36-434-004.000-021`

Property Details

APN / Parcel Number

Primary APN	`20-13-36-434-004.000-021`
Alternative APN	`1336434004021`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,012 sqft Living Area
Gross Area	2,672 sqft
Upper Floors Area	408 sqft
Basement Area	408 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1926
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,257 sqft (0.488 acres)
Lot Dimensions	256 ft deep x 83 ft wide
Garage Type	Attached
Garage Area	252 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Frame Porch
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	358 S NAPPANEE ST
City	NAPPANEE
State	IN
Zip	46550-2540
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	METZLERS 3RD SUB DIV LOT 5 EX N 10X256.08FT ALLEY LOT 7
Legal Subdivision	METZLERS 3RD
Legal Block	434
Legal Lot Number	5,7
Jurisdiction	ELKHART IN
Township / Civil Division	LOCKE
Census Block Group	3
Census Block	3007
Census Tract	1100

Owner

Source: Elkhart County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	358 S NAPPANEE ST, NAPPANEE, IN 46550-2540
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP
Mar 3, 2021	Deed of Trust, Mortgage · Line of Credit INTERRA CU
Jul 21, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage UNION HOME MORTGAGE CORP
Sep 30, 2025	Deed of Trust, Mortgage · FHA Mortgage UNION HOME MORTGAGE CORP
Jul 21, 2025	Warranty Deed, Transfer METROPOLITAN TITLE/IN LLC, METROPOLITAN TITLE OF IN LLC
Jun 19, 2019	Deed of Trust, Mortgage · Line of Credit INTERRA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2025 · Amount on Record
Deed Sale	Jul 21, 2025 · Amount on Record
Prior Sale	May 11, 2016 · Amount on Record
Deed Document Number	202512187
Record Updated	Oct 29, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKHART IN
Property Address	358 S NAPPANEE ST, NAPPANEE, IN 46550-2540
Transaction Type	Mortgage
Record Updated	Nov 6, 2025
Title Company	METROPOLITAN TITLE OF IN LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1808 WESTPLAINS DR, GOSHEN, IN 46526-1341

Mortgage

Document Number	0000002188
Date	Jul 21, 2025
Instrument	2025-12188

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKHART IN
Property Address	358 S NAPPANEE ST, NAPPANEE, IN 46550-2540
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005484
Date	Mar 3, 2021
Instrument	2021-05484

Lender

Name	INTERRA CU
Type	Credit Union
Address	GOSHEN, IN 46527

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	59 Months
Due	Feb 26, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKHART IN
Property Address	358 S NAPPANEE ST, NAPPANEE, IN 46550-2540
Transaction Type	Mortgage
Record Updated	Oct 17, 2025
Title Company	METROPOLITAN TITLE/IN LLC, METROPOLITAN TITLE OF IN LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002189
Date	Jul 21, 2025
Instrument	2025-12189

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Aug 1, 2035

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKHART IN
Property Address	358 S NAPPANEE ST, NAPPANEE, IN 46550-2540
Transaction Type	Mortgage
Record Updated	Oct 17, 2025
Title Company	METROPOLITAN TITLE/IN LLC, METROPOLITAN TITLE OF IN LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1808 WESTPLAINS DR, GOSHEN, IN 46526-1341

Mortgage

Document Number	0000007059
Date	Sep 30, 2025
Instrument	2025-17059

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 1, 2055

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELKHART IN
Recording Date	Jul 21, 2025
Property Address	358 S NAPPANEE ST, NAPPANEE, IN 46550-2540
Document Number	0000002187
Map Reference	MB 1 PG 189
Instrument Date	Jul 17, 2025
Instrument	2025-12187
Transaction Type	Transfer
Record Updated	Oct 17, 2025
Title Company	METROPOLITAN TITLE/IN LLC, METROPOLITAN TITLE OF IN LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	358 S NAPPANEE ST, NAPPANEE, IN 46550-2540

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKHART IN
Property Address	358 S NAPPANEE ST, NAPPANEE, IN 46550-2540
Document Number	0000012144
Instrument Date	Jun 19, 2019
Transaction Type	Mortgage
Record Updated	Jul 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	358 S NAPPANEE ST NAPPANEE IN 465502540, NAPPANEE, IN 46550-2540

Mortgage

Document Number	0000012144
Date	Jun 24, 2019
Instrument	12144

Lender

Name	INTERRA CU
Type	Credit Union
Address	GOSHEN, IN 46527-0727

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jun 23, 2024

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Elkhart County
County Subdivision	Locke Township
Municipality	Nappanee City
Unified School District	Wa-Nee Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$191,600 (+11.92%) Land $19,100 Building $172,500	$191,600 (+11.92%) Land $19,100 Building $172,500
2024	$1,753.00 (+22.67%)	$171,200 (+15.21%) Land $19,100 Building $152,100	$171,200 (+15.21%) Land $19,100 Building $152,100
2023		$148,600 (+6.68%) Land $19,100 Building $129,500	$148,600 (+6.68%) Land $19,100 Building $129,500
2022	$1,429.00 Homeowner's exemption	$139,300 Land $19,100 Building $120,200	$139,300 Land $19,100 Building $120,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPPANEE WATER UTILITY serves 6,800 people · EPA ID IN5220016
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
New Paris Telephone Company Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Fourway.

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