353 S Nappanee St, Nappanee, IN 46550 Property Records

Elkhart County property record for 353 S Nappanee St, Nappanee, IN 46550

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 980 sqft · built 1951
Lot Size	0.321 acres (13,983 sqft)
Owner	Individual Name on Record
Last Sale	$208,477 (Apr 2026)
Tax Bill	$1,233 (2024)
Deeds & Mortgages	Jan 2024 Line of Credit Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-13-36-435-003.000-021`

Property Details

APN / Parcel Number

Primary APN	`20-13-36-435-003.000-021`
Alternative APN	`1336435003021`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	980 sqft Living Area
Gross Area	1,960 sqft
1st Floor Area	980 sqft
Basement Area	980 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,983 sqft (0.321 acres)
Lot Dimensions	189 ft deep x 74 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	64 sqft
Patio Area	192 sqft
Shed	1 Shed
Shed Area	144 sqft
Lean-To	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	353 S NAPPANEE ST
City	NAPPANEE
State	IN
Zip	46550-2539
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	METZLERS 3RD SUB OF LOT 4 LOT 3
Legal Subdivision	METZLERS 3RD
Legal Block	435
Legal Lot Number	4,3
Jurisdiction	ELKHART IN
Township / Civil Division	LOCKE
Census Block Group	3
Census Block	3006
Census Tract	1100

Owner

Source: Elkhart County records, as of May 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	353 S NAPPANEE ST, NAPPANEE, IN 46550-2539
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2024	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Apr 13, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2026 · Amount on Record
Deed Sale	Apr 13, 2026 · Amount on Record
Prior Sale	Mar 8, 2016 · Amount on Record
Deed Document Number	20266297
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKHART IN
Property Address	353 S NAPPANEE ST, NAPPANEE, IN 46550-2539
Transaction Type	Mortgage
Record Updated	Apr 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	353 S NAPPANEE ST, NAPPANEE, IN 46550-2539

Mortgage

Document Number	0000000057
Date	Jan 2, 2024
Instrument	2024-00057

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 15, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELKHART IN
Recording Date	Apr 13, 2026
Property Address	353 S NAPPANEE ST, NAPPANEE, IN 46550-2539
Document Number	0000006297
Instrument Date	Apr 8, 2026
Instrument	2026.6297
Transaction Type	Transfer
Record Updated	May 4, 2026
Title Company	CENTURION LAND TITLE INC, CENTURION LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	353 S NAPPANEE ST, NAPPANEE, IN 46550-2539

Mortgage

Document Number	0000006298,
Date	Apr 13, 2026
Instrument	2026..6298

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Elkhart County
County Subdivision	Locke Township
Municipality	Nappanee City
Unified School District	Wa-Nee Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$135,800 (+12.32%) Land $16,300 Building $119,500	$135,800 (+12.32%) Land $16,300 Building $119,500
2024	$1,233.00 (+19.71%)	$120,900 (+11.02%) Land $16,300 Building $104,600	$120,900 (+11.02%) Land $16,300 Building $104,600
2023		$108,900 (+6.45%) Land $16,300 Building $92,600	$108,900 (+6.45%) Land $16,300 Building $92,600
2022	$1,030.00	$102,300 Land $16,300 Building $86,000	$102,300 Land $16,300 Building $86,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPPANEE WATER UTILITY serves 6,800 people · EPA ID IN5220016
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
New Paris Telephone Company Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Fourway.

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