358 Moffat Loop, Oviedo, FL 32765 Property Records

Seminole County property record for 358 Moffat Loop, Oviedo, FL 32765

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,468 sqft · built 1991
Lot Size	0.157 acres (6,857 sqft)
Owner	2 Individual Names on Record
Last Sale	$408,200 (Aug 2023)
Tax Bill	$1,742 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-21-31-5KL-0000-0140`

Property Details

APN / Parcel Number

Primary APN	`21-21-31-5KL-0000-0140`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,468 sqft Living Area
1st Floor Area	1,475 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	6,857 sqft
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Screened Porch
Porch Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	358 MOFFAT LOOP
City	OVIEDO
State	FL
Zip	32765-6259
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14 DUNHILL UNIT 1 PB 40 PGS 11 TO 13
Legal Range	31E
Legal Township	21S
Legal Section	21
Legal Subdivision	DUNHILL
Legal Lot Number	14
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	2
Census Block	2004
Census Tract	21314

Owner

Source: Seminole County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	2 Co-owners on Record
Mailing Address	358 MOFFAT LOOP, OVIEDO, FL 32765-6259
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	4 Names on Deed
Last Sale	Aug 22, 2023 · Amount on Record
Deed Sale	Aug 22, 2023 · Amount on Record
Deed Document Number	0104941796
Deed Book / Page	10494 / 1796
Record Updated	Jun 8, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Aug 22, 2023
Property Address	358 MOFFAT LOOP, OVIEDO, FL 32765-6259
Document Number	0104941796
Book / Page	10494 / 1796
Map Reference	MB 40 PG 11-13
Instrument Date	Aug 22, 2023
Instrument	2023077871
Transaction Type	Transfer
Record Updated	Aug 31, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,857.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	112 ESSEX AVE # AVE13C, AVE13C, ALTAMONTE SPRINGS, FL 32701-4412

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	358 MOFFAT LOOP, OVIEDO, FL 32765-6259

Mortgage

Document Number	0104941798
Date	Aug 22, 2023
Instrument	10494/1798

Lender

Name	COGENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,742.00 (+47.38%) Homeowner's exemption	$187,416 (+40.15%)	$332,674 (+4.26%) Land $95,000 Building $237,674
2023	$1,182.00 (-0.84%) Homeowner's exemption	$133,725 (+3%)	$319,085 (+3.75%) Land $85,000 Building $234,085
2022	$1,192.00 Homeowner's exemption	$129,830	$307,565 Land $75,000 Building $232,565

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEMINOLE COUNTY SOUTHEAST serves 70,040 people · EPA ID FL3590571
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20