354 Moffat Loop, Oviedo, FL 32765 Property Records

Seminole County property record for 354 Moffat Loop, Oviedo, FL 32765

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,261 sqft · built 1990
Lot Size	0.204 acres (8,866 sqft)
Owner	Individual Name on Record
Last Sale	$100 (Apr 1992)
Tax Bill	$2,226 (2025)
Deeds & Mortgages	Apr 2022 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-21-31-5KL-0000-0130`

Property Details

APN / Parcel Number

Primary APN	`21-21-31-5KL-0000-0130`
Alternative APN	`2131215KL00000130`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,261 sqft Living Area
Gross Area	2,671 sqft
1st Floor Area	1,521 sqft
Upper Floors Area	584 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	8,866 sqft (0.204 acres)
Garage Type	Attached
Garage Area	410 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	201 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	354 MOFFAT LOOP
City	OVIEDO
State	FL
Zip	32765-6259
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 13 DUNHILL UNIT 1 PB 40 PGS 11 TO 13
Legal Range	31E
Legal Township	21S
Legal Section	21
Legal Subdivision	DUNHILL UNIT 1
Legal Tract	5KL
Legal Lot Number	13
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	2
Census Block	2004
Census Tract	21314

Owner

Source: Seminole County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	354 MOFFAT LOOP, OVIEDO, FL 32765-6259
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 1992 · Amount on Record
Deed Sale	Apr 1, 1992 · Amount on Record
Prior Sale	Jul 1, 1990 · Amount on Record
Deed Book / Page	2419 / 1478
Last Transfer Date	Mar 29, 2022
Transfer Doc	0102271800
Record Updated	Sep 20, 2026

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SEMINOLE FL
Recording Date	Apr 28, 2022
Property Address	354 MOFFAT LOOP, OVIEDO, FL 32765-6259
Document Number	0102271800
Book / Page	10227 / 1800
Map Reference	MB 40 PG 11-13
Instrument Date	Mar 29, 2022
Instrument	2022051228
Transaction Type	Transfer
Record Updated	Apr 17, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	354 MOFFAT LOOP, OVIEDO, FL 32765-6259

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	354 MOFFAT LOOP, OVIEDO, FL 32765-6259

Mortgage

Document Number	0102271802
Date	Apr 28, 2022
Instrument	10227/1802

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.05%
Adjustable	Adjustable Rate Rider
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	9.05%

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,226.00 (+11.02%) Homeowner's exemption Disabled Person's exemption	$178,664 (+5.99%)	$412,725 (+3.75%) Land $95,000 Building $317,725
2023	$2,005.00 (-0.15%) Homeowner's exemption	$168,572 (+3%)	$397,807 (+3.43%) Land $85,000 Building $312,807
2022	$2,008.00 Homeowner's exemption	$163,662	$384,631 Land $75,000 Building $309,631

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEMINOLE COUNTY SOUTHEAST serves 70,040 people · EPA ID FL3590571
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20