358 Lustrosos St, Oceanside, CA 92057 Property Records

San Diego County property record for 358 Lustrosos St, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,185 sqft · built 1992
Lot Size	0.359 acres (15,642 sqft)
Owner	2 Company Names on Record
Last Sale	$455,000 (Sep 2003)
Tax Bill	$2,929 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2026 Sale + 6 more
Flood Zone	Zone X (moderate risk)
APN	`122-397-05-00`

Property Details

APN / Parcel Number

Primary APN	`122-397-05-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,185 sqft Living Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Lot Area	15,642 sqft (0.359 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	358 LUSTROSOS ST
City	OCEANSIDE
State	CA
Zip	92057-4266
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 468 TR 012381
Legal Subdivision	WHELAN RANCH
Legal Tract	012381
Legal Block	1
Legal Lot Number	468
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1000
Census Tract	18609

Owner

Source: San Diego County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	358 LUSTROSOS ST, OCEANSIDE, CA 92057-4266
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Grant Deed, Transfer · Conventional Mortgage SAN DIEGO COUNTY CREDIT UNION
Jul 27, 2026	Grant Deed, Transfer FIDELITY NATIONAL TITLE
Jun 13, 2022	Intrafamily Transfer, Transfer
Feb 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage MEGA CAPITAL FUNDING INC
Nov 28, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Oct 30, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2003 · Amount on Record
Deed Sale	Sep 4, 2003 · Amount on Record
Prior Sale	May 11, 2001 · Amount on Record
Deed Document Number	20031078647
Last Transfer Date	Jul 2, 2026
Transfer Doc	0000215183
Record Updated	Oct 29, 2026

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 27, 2026
Property Address	358 LUSTROSOS ST, OCEANSIDE, CA 92057-4266
Document Number	0000215183
Instrument Date	Jul 2, 2026
Instrument	2026215183
Transaction Type	Transfer
Record Updated	Aug 4, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	358 LUSTROSOS ST, OCEANSIDE, CA 92057-4266

Mortgage

Document Number	0000215184,
Date	Jul 27, 2026
Instrument	2026215184

Lender

Name	SAN DIEGO COUNTY CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.84%
Initial Type	Fixed Rate
Max Rate	-1%

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 27, 2026
Property Address	358 LUSTROSOS ST, OCEANSIDE, CA 92057-4266
Document Number	0000215185
Instrument Date	Jul 2, 2026
Instrument	2026215185
Transaction Type	Transfer
Record Updated	Aug 4, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	358 LUSTROSOS ST, OCEANSIDE, CA 92057-4266

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 13, 2022
Property Address	358 LUSTROSOS ST, OCEANSIDE, CA 92057-4266
Document Number	0000246461
Map Reference	MAP 12381
Instrument Date	Jun 6, 2022
Instrument	2022-0246461
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	358 LUSTROSOS ST, OCEANSIDE, CA 92057-4266

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	358 LUSTROSOS ST, OCEANSIDE, CA 92057-4266
Transaction Type	Mortgage
Record Updated	Mar 1, 2021
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	358 LUSTROSOS ST, OCEANSIDE, CA 92057-4266

Mortgage

Document Number	0000127573
Date	Feb 18, 2021
Instrument	2021-0127573

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	358 LUSTROSOS ST, OCEANSIDE, CA 92057-4266
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000190144
Date	May 20, 2019
Instrument	2019-0190144

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	358 LUSTROSOS ST, OCEANSIDE, CA 92057-4266
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000170411
Date	Apr 2, 2020
Instrument	2020-0170411

Lender

Name	MEGA CAPITAL FUNDING INC
Type	Mortgage Company
Address	CALABASAS, CA 91302

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

November 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 28, 2017
Property Address	358 LUSTROSOS ST, OCEANSIDE, CA 92057-4266
Document Number	0000550643
Map Reference	MAP12381
Instrument Date	Nov 20, 2017
Instrument	2017-0550643
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TSI TITLE COMPANY OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	358 LUSTROSOS ST, OCEANSIDE, CA 92057-4266

Mortgage

Document Number	0000550644
Date	Nov 28, 2017
Instrument	2017-0550644

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 30, 2017
Property Address	358 LUSTROSOS ST, OCEANSIDE, CA 92057-4266
Document Number	0000504182
Instrument Date	Oct 26, 2017
Instrument	504182
Transaction Type	Transfer
Record Updated	Nov 2, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	358 LUSTROSOS ST OCEANSIDE CA 920574266, OCEANSIDE, CA 92057-4266

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$257,827 (+2%) Land $86,114 Building $171,713
2025	$2,929.00 (+5.25%) Homeowner's exemption	$252,773 (+4.04%) Land $84,426 Building $168,347
2023	$2,783.00 (+1.61%) Homeowner's exemption	$242,960 Land $81,149 Building $161,811
2022	$2,739.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1998–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2018 · alluvial fan flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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