346 Lustrosos St, Oceanside, CA 92057 Property Records

San Diego County property record for 346 Lustrosos St, Oceanside, CA 92057 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,591 sqft · built 1992
Lot Size	0.273 acres (11,890 sqft)
Owner	Individual Name on File
Last Sale	$613,000 (May 2017)
Tax Bill	$8,120 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Jun 2023 Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`122-397-08-00`

Property Details

APN / Parcel Number

Primary APN	`122-397-08-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,591 sqft Living Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Lot Area	11,890 sqft (0.273 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	346 LUSTROSOS ST
City	OCEANSIDE
State	CA
Zip	92057-4266
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 471 TR 012381
Legal Subdivision	WHELAN RANCH
Legal Tract	012381
Legal Block	1
Legal Lot Number	471
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1000
Census Tract	18609

Owner

Source: San Diego County records · APN 122-397-08-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	346 LUSTROSOS ST, OCEANSIDE, CA 92057-4266
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Feb 02, 2024	Deed of Trust, Mortgage · VA Mortgage ADVANTAGEFIRST LENDING INC
Jun 13, 2023	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jul 02, 2018	Deed of Trust, Mortgage · VA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
May 03, 2019	Deed of Trust, Mortgage · VA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
May 30, 2017	Quit Claim Deed, Transfer TICOR TITLE SAN DIEGO BR
May 30, 2017	Grant Deed, Transfer TICOR TITLE SAN DIEGO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 30, 2017 · Amount on Record
Deed Sale	May 30, 2017 · Amount on Record
Prior Sale	Apr 18, 2000 · Amount on Record
Deed Document Number	2017241818
Prior Transfer Date	May 23, 2017
Prior Transfer Doc	0000241817
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	346 LUSTROSOS ST, OCEANSIDE, CA 92057-4266
Transaction Type	Mortgage
Record Updated	Feb 13, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	346 LUSTROSOS ST, OCEANSIDE, CA 92057-4266

Mortgage

Document Number	0000028096
Date	Feb 02, 2024
Instrument	2024-0028096

Lender

Name	ADVANTAGEFIRST LENDING INC
Type	Lending Institution
Address	RANCHO SANTA MARGARITA, CA 92688

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2054

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	346 LUSTROSOS ST, OCEANSIDE, CA 92057-4266
Transaction Type	Mortgage
Record Updated	Jun 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	346 LUSTROSOS ST, OCEANSIDE, CA 92057-4266

Mortgage

Document Number	0000154092
Date	Jun 13, 2023
Instrument	2023-0154092

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	311 Months
Due	May 01, 2049

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	346 LUSTROSOS ST, OCEANSIDE, CA 92057-4266
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	SURETY LENDER SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000268753
Date	Jul 02, 2018
Instrument	2018-0268753

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2048

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	346 LUSTROSOS ST, OCEANSIDE, CA 92057-4266
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	SURETY LENDER SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000165202
Date	May 03, 2019
Instrument	2019-0165202

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2049

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 30, 2017
Property Address	346 LUSTROSOS ST, OCEANSIDE, CA 92057-4266
Document Number	0000241817
Instrument Date	May 23, 2017
Instrument	241817
Transaction Type	Transfer
Record Updated	Jun 06, 2017
Title Company	TICOR TITLE SAN DIEGO BR

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	346 LUSTROSOS ST OCEANSIDE CA 920574266, OCEANSIDE, CA 92057-4266

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 30, 2017
Property Address	346 LUSTROSOS ST, OCEANSIDE, CA 92057-4266
Document Number	0000241818
Map Reference	MAP12381
Instrument Date	May 03, 2017
Instrument	2017-0241818
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE SAN DIEGO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	346 LUSTROSOS ST, OCEANSIDE, CA 92057-4266

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$725,602 (+2%) Land $378,813 Building $346,789
2025	$8,120.00 (+5.17%)	$711,376 (+4.04%) Land $371,386 Building $339,990
2023	$7,721.00 (+1.54%)	$683,754 Land $356,965 Building $326,789
2022	$7,604.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730186091, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1998–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2018, alluvial fan flooding

Wildfire

Wildfire Risk	Low above 34% of the US · above 20% of California
Wildfire Likelihood	About 1 in 2,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 447 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
San Diego Broadband	Fixed Wireless (unlicensed)	500 / 100
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

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5G and 4G LTE

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