358 Cardinal Points Dr, Caledonia, MI 49316 Property Records

Allegan County property record for 358 Cardinal Points Dr, Caledonia, MI 49316

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,314 sqft · built 1998
Lot Size	3.42 acres (148,975 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Dec 2021)
Tax Bill	$55 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Dec 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-011-004-00`

Property Details

APN / Parcel Number

Primary APN	`13-011-004-00`
Alternative APN	`03-13-011-004-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,314 sqft Living Area
1st Floor Area	1,254 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	148,975 sqft (3.42 acres)
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	358 CARDINAL POINTS DR
City	CALEDONIA
State	MI
Zip	49316-9619
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	N 400' SW 1/4 SW 1/4 EX W 1092.37' ALSO S 62.50' OF N 1400.00' OF W 600' OF E 1/2 SW 1/4 SEC 11 T4N R11W (97)
Legal Range	11W
Legal Township	04N
Legal Section	11
Jurisdiction	ALLEGAN MI
Township / Civil Division	LEIGHTON
Census Block Group	2
Census Block	2019
Census Tract	30402

Owner

358 Cardinal Points Dr is owned and occupied by two individuals who bought it in December 2021.

Source: Allegan County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	358 CARDINAL POINTS DR, CALEDONIA, MI 49316-9619
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2025	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU
Dec 22, 2021	Warranty Deed, Transfer · VA Mortgage ROCKET MORTGAGE LLC
Jul 13, 2018	Warranty Deed, Transfer · Conventional Mortgage COMERICA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2021 · Amount on File
Deed Sale	Dec 22, 2021 · Amount on File
Prior Sale	Jul 13, 2018 · Amount on File
Deed Book / Page	4711 / 790
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	358 CARDINAL POINTS DR, CALEDONIA, MI 49316-9619
Transaction Type	Mortgage
Record Updated	Oct 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	358 CARDINAL POINTS DR, CALEDONIA, MI 49316-9619

Mortgage

Document Number	005079/303
Date	Oct 21, 2025
Book Page	5079/303
Instrument	2025016940

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	61 Months
Due	Nov 1, 2030

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Dec 22, 2021
Property Address	358 CARDINAL POINTS DR, CALEDONIA, MI 49316-9619
Document Number	004711/790
Book / Page	4711 / 790
Instrument Date	Dec 9, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,010.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	358 CARDINAL POINTS DR, 358, CALEDONIA, MI 49316-9619

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	358 CARDINAL POINTS DR, CALEDONIA, MI 49316-9619

Mortgage

Document Number	0004711795
Date	Dec 22, 2021
Instrument	4711/795

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Jul 13, 2018
Property Address	358 CARDINAL POINTS DR, CALEDONIA, MI 49316-9619
Document Number	004262/694
Book / Page	4262 / 694
Instrument Date	Jun 29, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,494.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	358 CARDINAL POINTS DR, 358, CALEDONIA, MI 49316-9619

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	358 CARDINAL POINTS DR, CALEDONIA, MI 49316-9619

Mortgage

Document Number	0004262163
Date	Jul 13, 2018
Instrument	4262/163

Lender

Name	COMERICA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 358 Cardinal Points Dr was $55 with a homeowner's exemption.

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Leighton Township
Unified School District	Wayland Union Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$195,000 Land $29,800 Building $165,200	$390,000 Land $59,600 Building $330,400
2025	$55.00
2023		$149,500 Land $28,600 Building $120,900	$299,000 Land $57,200 Building $241,800
2022	$4,503.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 358 Cardinal Points Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 358 Cardinal Points Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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