345 Cardinal Points Dr, Caledonia, MI 49316 Property Records

Allegan County property record for 345 Cardinal Points Dr, Caledonia, MI 49316

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,048 sqft · built 2018
Lot Size	4.13 acres (179,903 sqft)
Owner	2 Individual Names on Record
Last Sale	$39,500 (Apr 2017)
Tax Bill	$5,653 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Apr 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`13-011-010-00`

Property Details

APN / Parcel Number

Primary APN	`13-011-010-00`
Alternative APN	`03-13-011-010-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,048 sqft Living Area
1st Floor Area	1,024 sqft
Basement Area	1,024 sqft
Unfinished Basement	1,024 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Custom Design
Lot Area	179,903 sqft (4.13 acres)
Garage Area	1,080 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	345 CARDINAL POINTS DR
City	CALEDONIA
State	MI
Zip	49316-9619
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	COM AT W 1/4 PST TH E 1330.18' ALONG N LIN SW 1/4 TH S 563' ALONG W LIN NE 1/4 SW 1/4 TO POB TH CONT S 774.5' ON SD W LIN TH E 46.78' TH NLY 90.9' ALONG A 175.04' RAD CURVE TO THE LT CH BEARS N 36 DEGREES 45' 25 E 89.88' TH N 21 DEGREES 52' 46 E 338.
Legal Range	11W
Legal Township	04N
Legal Section	11
Jurisdiction	ALLEGAN MI
Township / Civil Division	LEIGHTON
Census Block Group	2
Census Block	2019
Census Tract	30402

Owner

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	345 CARDINAL POINTS DR, CALEDONIA, MI 49316-9619
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2026	Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU
Apr 20, 2017	Warranty Deed, Transfer CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MICHIGAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2017 · Amount on Record
Deed Sale	Apr 20, 2017 · Amount on Record
Prior Sale	Apr 14, 2000 · Amount on Record
Deed Book / Page	4132 / 3
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	345 CARDINAL POINTS DR, CALEDONIA, MI 49316-9619
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 CARDINAL POINTS DR, CALEDONIA, MI 49316-9619

Mortgage

Document Number	005113/672
Date	Feb 25, 2026
Book Page	5113/672
Instrument	2026002772

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 15, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Apr 20, 2017
Property Address	345 CARDINAL POINTS DR, CALEDONIA, MI 49316-9619
Document Number	4132/003
Book / Page	4132 / 003
Instrument Date	Apr 12, 2017
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MICHIGAN

Transaction

Amount	Amount Recorded
Tax	$339.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16747 MAIN ISLAND DR, 16747, BARRYTON, MI 49305-9542

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 CARDINAL POINTS DR, CALEDONIA, MI 49316

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Leighton Township
Unified School District	Wayland Union Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$242,400 (+35.65%) Land $31,600 Building $210,800	$484,800 (+35.65%) Land $63,200 Building $421,600
2025	$5,653.00 (+13.15%)
2023		$178,700 Land $30,300 Building $148,400	$357,400 Land $60,600 Building $296,800
2022	$4,996.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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