St. Charles County property record for 3579 Hempstead St, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 2 ba · 954 sqft · built 2009 |
| Lot Size | 0.04 acres (1,742 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $117,500 (Apr 2015) |
| Tax Bill | $2,672 (2025) |
| Deeds & Mortgages | Sep 2026 Transfer Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | T100500300 |
| Primary APN | T100500300 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 954 sqft Living Area |
| 1st Floor Area | 954 sqft |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Ranch |
| Exterior Material | Siding |
| Lot Area | 1,742 sqft (0.04 acres) |
| Porch | Porch |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | T100500300 |
|---|---|
| Street Address | 3579 HEMPSTEAD ST |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-8190 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HEMPSTEAD COTTAGE VILLAS LOT 1215 |
| Legal Subdivision | HEMPSTEAD COTTAGE VILLAS |
| Legal Lot Number | 1215 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 310201 |
Source: St. Charles County records, as of September 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3579 HEMPSTEAD ST, SAINT CHARLES, MO 63301-8190 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 15, 2026 | Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT |
| Oct 15, 2020 | Deed of Trust, Mortgage DAS ACQUISITION |
| Oct 24, 2018 | Deed of Trust, Mortgage · Line of Credit CENTRAL BK/ST LOUIS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 29, 2015 · Amount on Record |
| Deed Sale | Apr 29, 2015 · Amount on Record |
| Prior Sale | Nov 3, 2009 · Amount on Record |
| Deed Document Number | 2015258900 |
| Deed Book / Page | 6345 / 1298 |
| Last Transfer Date | Sep 11, 2026 |
| Transfer Doc | 0000044082 |
| Record Updated | Oct 29, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Sep 15, 2026 |
| Property Address | 3579 HEMPSTEAD ST, SAINT CHARLES, MO 63301-8190 |
| Document Number | 0000044082 |
| Instrument Date | Sep 11, 2026 |
| Instrument | 202644082 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3579 HEMPSTEAD ST, SAINT CHARLES, MO 63301-8190 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 3579 HEMPSTEAD ST, SAINT CHARLES, MO 63301-8190 |
| Document Number | 0000080513 |
| Instrument Date | Oct 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2021 |
| Title Company | STATE LOUIS COMPANY TITLE (SLCTC), STL |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 3579 HEMPSTEAD ST ST CHARLES MO 633018190, ST CHARLES, MO 63301-8190 |
| Document Number | 0000080513 |
|---|---|
| Date | Oct 22, 2020 |
| Instrument | 80513 |
| Name | DAS ACQUISITION |
|---|---|
| Address | SAINT LOUIS, MO 63141 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 21, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 3579 HEMPSTEAD ST, SAINT CHARLES, MO 63301-8190 |
| Document Number | 0069981160 |
| Instrument Date | Oct 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2018 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 3579 HEMPSTEAD ST ST CHARLES MO 633018190, ST CHARLES, MO 63301-8190 |
| Document Number | 0069981160 |
|---|---|
| Date | Nov 2, 2018 |
| Book Page | 006998/001160 |
| Instrument | 625630 |
| Name | CENTRAL BK/ST LOUIS |
|---|---|
| Address | SAINT LOUIS, MO 63105-1809 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | Orchard Farm R-V School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $40,756 (-) | $214,503 (-) Land $53,336 Building $161,167 | |
| 2025 | $2,672.00 | $40,756 (+14.8%) | $214,503 (+14.8%) Land $53,336 Building $161,167 |
| 2023 | $35,501 | ||
| 2022 | $186,846 Land $40,002 Building $146,844 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2019 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 631 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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