St. Charles County property record for 3575 Hempstead St, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 2 ba · 954 sqft · built 2009 |
| Lot Size | 0.03 acres (1,307 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $217,900 (Dec 2025) |
| Tax Bill | $2,713 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Oct 2020 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | T100500289 |
| Primary APN | T100500289 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 954 sqft Living Area |
| 1st Floor Area | 954 sqft |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Ranch |
| Exterior Material | Siding |
| Lot Area | 1,307 sqft (0.03 acres) |
| Porch | Slab |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | T100500289 |
|---|---|
| Street Address | 3575 HEMPSTEAD ST |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-8190 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HEMPSTEAD COTTAGE VILLAS LOT 1204 |
| Legal Subdivision | HEMPSTEAD COTTAGE VILLAS |
| Legal Lot Number | 1204 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 310201 |
Source: St. Charles County records, as of September 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3575 HEMPSTEAD ST, SAINT CHARLES, MO 63301-8190 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Dec 26, 2025 | Warranty Deed, Transfer · Conventional Mortgage DAS ACQUISITION |
| Oct 7, 2020 | Deed of Trust, Mortgage FLAT BR MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 26, 2025 · Amount on Record |
| Deed Sale | Dec 26, 2025 · Amount on Record |
| Prior Sale | Nov 29, 2016 · Amount on Record |
| Deed Document Number | 202557820 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Dec 26, 2025 |
| Property Address | 3575 HEMPSTEAD ST, SAINT CHARLES, MO 63301-8190 |
| Document Number | 0000057820 |
| Map Reference | MB 46 PG 127-129 |
| Instrument Date | Dec 18, 2025 |
| Instrument | 2025R-057820 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3258 FRONTIER RD, FESTUS, MO 63028-4640 |
| Name | Verified Name |
|---|---|
| Address | 3575 HEMPSTEAD ST, SAINT CHARLES, MO 63301-8190 |
| Document Number | 0000057821 |
|---|---|
| Date | Dec 26, 2025 |
| Instrument | 2025R-057821 |
| Name | DAS ACQUISITION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 3575 HEMPSTEAD ST, SAINT CHARLES, MO 63301-8190 |
| Document Number | 0000077623 |
| Instrument Date | Oct 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2021 |
| Title Company | STATE LOUIS COMPANY TITLE (SLCTC), STL |
| Name | Verified Name |
|---|---|
| Address | 3575 HEMPSTEAD ST ST CHARLES MO 633018190, ST CHARLES, MO 63301-8190 |
| Document Number | 0000077623 |
|---|---|
| Date | Oct 14, 2020 |
| Instrument | 77623 |
| Name | FLAT BR MTG |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65201 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Oct 13, 2040 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | Orchard Farm R-V School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $41,382 (-) | $217,798 (-) Land $35,001 Building $182,797 | |
| 2025 | $2,713.00 | $41,382 (+9.72%) | $217,798 (+9.72%) Land $35,001 Building $182,797 |
| 2023 | $37,717 | ||
| 2022 | $198,509 Land $35,001 Building $163,508 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2019 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 631 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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